407 Smith Mill Rd, Glendale, KY 42740 Property Records

Hardin County property record for 407 Smith Mill Rd, Glendale, KY 42740

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,175 sqft · built 1976
Lot Size	1.05 acres (45,999 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Jun 2021)
Tax Bill	$1,921 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Sep 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`171-00-00-012`

Property Details

APN / Parcel Number

Primary APN	`171-00-00-012`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,175 sqft Living Area
Basement Area	1,536 sqft
Unfinished Basement	1,536 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	45,999 sqft (1.05 acres)
Garage Area	816 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	407 SMITH MILL RD
City	GLENDALE
State	KY
Zip	42740-9730
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	HARDIN KY
Township / Civil Division	ELIZABETHTOWN
Census Block Group	1
Census Block	1050
Census Tract	1603

Owner

407 Smith Mill Rd is owned and occupied by an individual who bought it in June 2021.

Source: Hardin County records, as of January 20, 2026

Owner of Record	Individual Name on File
Mailing Address	407 SMITH MILL RD, GLENDALE, KY 42740-9730
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2023	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Sep 12, 2018	Deed of Trust, Mortgage PNC BANK
Jun 7, 2021	Deed, Transfer · Conventional Mortgage RENASANT BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 7, 2021 · Amount on File
Deed Sale	Jun 7, 2021 · Amount on File
Deed Book / Page	1513 / 145
Prior Transfer Date	Jun 4, 2021
Prior Transfer Doc	001513/145
Record Updated	Jun 8, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN KY
Property Address	407 SMITH MILL RD, GLENDALE, KY 42740-9730
Transaction Type	Mortgage
Record Updated	May 9, 2023
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	470 SMITH MILL RD, GLENDALE, KY 42740-9730

Mortgage

Document Number	002478/612
Date	Apr 20, 2023
Book Page	2478/612

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Mar 15, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN KY
Property Address	407 SMITH MILL RD, GLENDALE, KY 42740-9730
Transaction Type	Mortgage
Record Updated	Aug 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002246/0000000044
Date	Sep 12, 2018
Book Page	0000002246/0000000044
Instrument	180-00011632

Lender

Name	PNC BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	136 Months
Due	Jan 1, 2030

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	HARDIN KY
Recording Date	Jun 7, 2021
Property Address	407 SMITH MILL RD, GLENDALE, KY 42740-9730
Document Number	001513/145
Book / Page	1513 / 145
Instrument Date	Jun 4, 2021
Transaction Type	Transfer
Record Updated	Aug 10, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$200.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6217 JOHN WAYNE DR, 6217, CHARLESTOWN, IN 47111-7720

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 SMITH ROAD, GLENDALE, KY 42740

Mortgage

Document Number	0002384412
Date	Jun 7, 2021
Instrument	2384/412

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 407 Smith Mill Rd was $1,921.

Source: Hardin County assessment roll, as of January 20, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Hardin County
Unified School District	Hardin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,921.00	$200,000 Land $15,800 Building $184,200	$200,000 Land $15,800 Building $184,200
2023		$200,000 Land $15,800 Building $184,200	$200,000 Land $15,800 Building $184,200
2021	$1,232.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 407 Smith Mill Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2025)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 407 Smith Mill Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARDIN COUNTY WATER DISTRICT #2 serves 76,326 people · EPA ID KY0470175
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3
Windstream DSL	10 / 1

May also be available: AT&T.

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