1678 Smith Mill Rd, Glendale, KY 42740 Property Records

Hardin County property record for 1678 Smith Mill Rd, Glendale, KY 42740

Property Summary

Property Type	Single Family Home
Owner	Individual Name on File
Last Sale	$137,500 (Jul 2020)
Tax Bill	$3,954 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Sep 2008 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`190-00-00-008.02`

Property Details

APN / Parcel Number

Primary APN	`190-00-00-008.02`

Location & Zoning

Street Address	1678 SMITH MILL RD
City	GLENDALE
State	KY
Zip	42740-7730
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OREO EST LT 2B
Legal Subdivision	OREO EST
Legal Lot Number	2B
Jurisdiction	HARDIN KY
Township / Civil Division	ELIZABETHTOWN
Census Block Group	1
Census Block	1049
Census Tract	1603

Owner

1678 Smith Mill Rd is owned and occupied by an individual who bought it in July 2020.

Source: Hardin County records, as of January 26, 2026

Owner of Record	Individual Name on File
Mailing Address	1678 SMITH MILL RD, GLENDALE, KY 42740-7730
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA
Sep 16, 2008	Deed, Transfer · USDA Mortgage USDA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2020 · Amount on File
Deed Sale	Jul 6, 2020 · Amount on File
Prior Sale	Sep 16, 2008 · Amount on File
Deed Document Number	0014921530
Deed Book / Page	1492 / 1530
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN KY
Property Address	1678 SMITH MILL RD, GLENDALE, KY 42740-7730
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02406/1406
Date	Oct 6, 2021
Book Page	2406/1406

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

September 2008: Deed, Transfer

Document Type	Deed
Jurisdiction	HARDIN KY
Recording Date	Sep 16, 2008
Property Address	1678 SMITH MILL RD, GLENDALE, KY 42740-7730
Document Number	001274/310
Book / Page	1274 / 310
Map Reference	CAB1 SH4651
Instrument Date	Sep 11, 2008
Transaction Type	Transfer
Record Updated	Jan 28, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1754 SMITH MILL RD, GLENDALE, KY 42740-9735

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7237 NEW GLENDALE RD, GLENDALE, KY 42740-8730

Mortgage

Document Number	0001806428
Date	Sep 16, 2008
Instrument	1806/428

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	480 Months
Due	Sep 11, 2048

Interest

Rate	4.87%

Tax Assessment & Valuation

The 2025 property tax bill for 1678 Smith Mill Rd was $3,954.

Source: Hardin County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Hardin County
Unified School District	Hardin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,954.00	$423,900 Land $69,500 Building $354,400	$423,900 Land $69,500 Building $354,400
2023		$423,900 Land $69,500 Building $354,400	$423,900 Land $69,500 Building $354,400
2021	$721.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1678 Smith Mill Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective May 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2025)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1678 Smith Mill Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARDIN COUNTY WATER DISTRICT #2 serves 76,326 people · EPA ID KY0470175
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	25 / 3

May also be available: T-Mobile, Telecast Communications, Windstream, Xfinity.

Nearby Properties on Smith Mill Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures