403 Sinclair Ave, Lanoka Harbor, NJ 08734 Property Records

Ocean County and Lacey Township property record for 403 Sinclair Ave, Lanoka Harbor, NJ 08734

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,544 sqft · built 1972
Lot Size	0.188 acres (8,198 sqft)
Owner	Individual Name on File
Last Sale	$204,000 (Jan 2020)
Tax Bill	$5,125 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Jan 2020 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`13-00893-0000-00011`

Property Details

APN / Parcel Number

Primary APN	`13-00893-0000-00011`
Alternative APNs	`130089300011` `00058257`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,544 sqft Living Area
1st Floor Area	1,544 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	8,198 sqft (0.188 acres)
Lot Dimensions	100 ft deep x 82 ft wide
Porch	Open Porch

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	00058257
Street Address	403 SINCLAIR AVE
City	LANOKA HARBOR
State	NJ
Zip	08734-1931
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R75
Legal Description	82 X 100
Legal Subdivision	SEA VIEW MANOR
Legal Block	893
Legal Lot Number	11
Jurisdiction	OCEAN NJ
Township / Civil Division	LACEY
Census Block Group	3
Census Block	3001
Census Tract	732101

Owner

403 Sinclair Ave is owned and occupied by an individual who bought it in January 2020.

Source: Ocean County and Lacey Township records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	403 SINCLAIR AVE, LANOKA HARBOR, NJ 08734-1931
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2026	Deed of Trust, Mortgage · Line of Credit TD BANK
Jan 3, 2020	Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 3, 2020 · Amount on File
Deed Sale	Jan 3, 2020 · Amount on File
Prior Sale	Jun 13, 2003 · Amount on File
Deed Document Number	2020376
Deed Book / Page	17739 / 397
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Recording Date	Jul 30, 2026
Property Address	403 SINCLAIR AVE, LANOKA HARBOR, NJ 08734-1931
Document Number	0000061258
Book / Page	20453 / 287
Instrument Date	Jul 9, 2026
Instrument	202661258
Transaction Type	Mortgage
Record Updated	Aug 17, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 SINCLAIR AVE, LANOKA HARBOR, NJ 08734-1931

Mortgage

Document Number	0000061258,
Date	Jul 30, 2026
Book Page	20453/287
Instrument	202661258

Lender

Name	TD BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 13, 2056

Interest

Rate	6.52%
Max Rate	-1%

January 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	OCEAN NJ
Recording Date	Jan 3, 2020
Property Address	403 SINCLAIR AVE, LANOKA HARBOR, NJ 08734-1931
Document Number	0177390397
Book / Page	17739 / 0397
Map Reference	MAP F-93
Instrument Date	Dec 30, 2019
Instrument	2020000376
Transaction Type	Transfer
Record Updated	Nov 3, 2021
Title Company	OCEANVIEW TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$966.20
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	320 SUGAR HILL DR, 320, CLAYTON, NJ 08312-1956

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 SINCLAIR AVE, LANOKA HARBOR, NJ 08734-1931

Mortgage

Document Number	2020000377
Date	Jan 3, 2020
Instrument	2020000377

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 403 Sinclair Ave was $5,125, up 7.9% from the year before.

Source: Ocean County and Lacey Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
County Subdivision	Lacey Township
Unified School District	Lacey Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$187,400 (-) Land $78,000 Building $109,400	$187,400 (-) Land $78,000 Building $109,400
2025	$5,125.00 (+7.94%)	$187,400 Land $78,000 Building $109,400	$187,400 Land $78,000 Building $109,400
2024	$4,748.00
2023		$187,400 Land $78,000 Building $109,400	$187,400 Land $78,000 Building $109,400
2022	$4,240.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 403 Sinclair Ave in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 403 Sinclair Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LACEY TWP MUA serves 29,000 people · EPA ID NJ1512001
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2023
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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