San Diego County property record for 406 Silverbrook Dr, El Cajon, CA 92019
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,630 sqft · built 2005 |
| Lot Size | 0.248 acres (10,815 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $480,000 (Aug 2019) |
| Tax Bill | $6,054 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage Feb 2018 Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 399-410-10-00 |
| Primary APN | 399-410-10-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,630 sqft Living Area |
| Gross Area | 144 sqft |
| Basement Area | 144 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Bungalow |
| Exterior Material | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 10,815 sqft (0.248 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Sewer | Septic |
|---|---|
| Water Source | Commercial |
| Street Address | 406 SILVERBROOK DR |
|---|---|
| City | EL CAJON |
| State | CA |
| Zip | 92019-1548 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | BLK 10 LOT 8 TR 001926 |
| Legal Subdivision | SILVERBROOK |
| Legal Tract | 001926 |
| Legal Block | 10 |
| Legal Lot Number | 8 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 15502 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 406 SILVERBROOK DR, EL CAJON, CA 92019-1548 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 6, 2022 | Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Feb 12, 2018 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SAN DIEGO FIREFIGHTERS FCU |
| Jul 20, 2020 | Deed of Trust, Mortgage · VA Mortgage NEWREZ LLC |
| Aug 28, 2019 | Grant Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 28, 2019 · Amount on Record |
| Deed Sale | Aug 28, 2019 · Amount on Record |
| Prior Sale | Aug 25, 2016 · Amount on Record |
| Deed Document Number | 2019368450 |
| Prior Transfer Date | Jun 27, 2013 |
| Prior Transfer Doc | 0000423672 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 406 SILVERBROOK DR, EL CAJON, CA 92019-1548 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2022 |
| Title Company | TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH |
| Name | Verified Name |
|---|---|
| Address | 406 SILVERBROOK DR, EL CAJON, CA 92019-1548 |
| Document Number | 0000150445 |
|---|---|
| Date | Apr 6, 2022 |
| Instrument | 2022-0150445 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 406 SILVERBROOK DR, EL CAJON, CA 92019-1548 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000055111 |
|---|---|
| Date | Feb 12, 2018 |
| Instrument | 2018-0055111 |
| Name | SAN DIEGO FIREFIGHTERS FCU |
|---|---|
| Type | Credit Union |
| Address | SAN DIEGO, CA 92124 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Feb 11, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 406 SILVERBROOK DR, EL CAJON, CA 92019-1548 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000389784 |
|---|---|
| Date | Jul 20, 2020 |
| Instrument | 2020-0389784 |
| Name | NEWREZ LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | FORT WASHINGTON, PA 19034 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Aug 28, 2019 |
| Property Address | 406 SILVERBROOK DR, EL CAJON, CA 92019-1548 |
| Document Number | 0000368450 |
| Map Reference | MAP 1926 |
| Instrument Date | Aug 18, 2019 |
| Instrument | 2019-0368450 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | TICOR TITLE SAN DIEGO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 406 SILVERBROOK DR, EL CAJON, CA 92019-1548 |
| Document Number | 0000368451 |
|---|---|
| Date | Aug 28, 2019 |
| Instrument | 2019-0368451 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2049 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Elementary School District | Alpine Union Elementary School District (KG - 08) |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $535,442 (+2%) Land $120,482 Building $414,960 | |
| 2025 | $6,054.00 (-0.15%) | $524,944 (+4.04%) Land $118,120 Building $406,824 |
| 2023 | $6,063.00 (+0.63%) | $504,562 Land $113,534 Building $391,028 |
| 2022 | $6,025.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 3 (1993–2020) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Mar 2020 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 94% of the US · above 80% of California |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PADRE DAM MWD serves 93,980 people · EPA ID CA3710037 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2022 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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