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407 Shadow Ct, Oswego, IL 60543 Property Records

Kendall County property record for 407 Shadow Ct, Oswego, IL 60543

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,562 sqft · built 2022
Lot Size0.029 acres (1,275 sqft)
Owner2 Trust Names on File
Last Sale$312,000 (Sep 2022)
Tax Bill$3,629 (2025)
Deeds & MortgagesSep 2026 Transfer
Sep 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN03-21-126-034

Property Details

APN / Parcel Number

Primary APN03-21-126-034

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,562 sqft Living Area
Gross Area2,343 sqft
1st Floor Area1,562 sqft
Basement Area352 sqft

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleBi-Level
Exterior MaterialVinyl
Roof MaterialAsphalt
Lot Area1,275 sqft (0.029 acres)
Garage TypeAttached
Garage Area429 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address407 SHADOW CT
CityOSWEGO
StateIL
Zip60543-5231
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSELY 22 OF NWLY 50.50 OF LOT 22 SEASONS AT SOUTHBURY POD 6 VILLAGE OF OSWEGO
Legal SubdivisionSEASONS AT SOUTHBURY POD
Legal Lot Number22
JurisdictionKENDALL IL
Township / Civil DivisionOSWEGO
Census Block Group2
Census Block2022
Census Tract890107

Owner

407 Shadow Ct is owner-occupied and held in a trust since August 2026.

Source: Kendall County records, as of October 13, 2026

Owner of Record2 Trust Names on File
Mailing Address407 SHADOW CT, OSWEGO, IL 60543-5231
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 22, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
Sep 8, 2022Special Warranty Deed, Transfer · Conventional Mortgage
LENNAR MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 8, 2022 · Amount on File
Deed SaleSep 8, 2022 · Amount on File
Deed Document Number202214831
Last Transfer DateAug 19, 2026
Transfer Doc0000013871
Record UpdatedOct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKENDALL IL
Recording DateSep 22, 2026
Property Address407 SHADOW CT, OSWEGO, IL 60543-5231
Document Number0000013871
Instrument DateAug 19, 2026
Instrument202613871
Transaction TypeTransfer
Record UpdatedSep 29, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address407 SHADOW CT, OSWEGO, IL 60543-5231

September 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionKENDALL IL
Recording DateSep 8, 2022
Property Address407 SHADOW CT, OSWEGO, IL 60543-5231
Document Number0000014831
Map ReferenceDOC 200600022348
Instrument DateAug 24, 2022
Instrument202200014831
Transaction TypeTransfer
Record UpdatedAug 4, 2023
Title CompanyLENNAR TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$312.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address407 SHADOW CT, OSWEGO, IL 60543-5231

Mortgage

Document Number0000014832
DateSep 8, 2022
Instrument202200014832
Lender
NameLENNAR MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2052
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 407 Shadow Ct was $3,629, down 51% from the year before.

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKendall County
County SubdivisionOswego Township
MunicipalityOswego Village
Unified School DistrictOswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,629.00 (-51.03%)$102,029 Land $26,781 Building $75,248$306,087 Land $80,343 Building $225,744
2024$7,411.00
2022$32,009 Land $10,900 Building $21,109$96,027 Land $32,700 Building $63,327

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 407 Shadow Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 407 Shadow Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOSWEGO
serves 38,169 people · EPA ID IL0930150
Water SourceGroundwater
Last State InspectionOct 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityRadium
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Xfinity
Cable		2,000 / 250
Watch TV
Fixed Wireless		400 / 40
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T.

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