Kendall County property record for 402 Shadow Ct, Oswego, IL 60543
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,562 sqft · built 2019 |
| Lot Size | 0.029 acres (1,275 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $7,411 (2024) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-21-126-038 |
| Primary APN | 03-21-126-038 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,562 sqft Living Area |
| Gross Area | 2,343 sqft |
| 1st Floor Area | 1,562 sqft |
| Basement Area | 352 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Bi-Level |
| Roof Material | Asphalt |
| Lot Area | 1,275 sqft (0.029 acres) |
| Lot Dimensions | 22 ft deep x 58 ft wide |
| Garage Type | Attached |
| Garage Area | 429 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 402 SHADOW CT |
|---|---|
| City | OSWEGO |
| State | IL |
| Zip | 60543-5230 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N 22 OF S 54 OF LOT 21 SEASONS AT SOUTHBURY POD 6 VILLAGE OF OSWEGO |
| Legal Subdivision | SEASONS AT SOUTHBURY POD |
| Legal Lot Number | 21 |
| Jurisdiction | KENDALL IL |
| Township / Civil Division | OSWEGO |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 890107 |
402 Shadow Ct is owned and occupied by two individuals.
Source: Kendall County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 402 SHADOW CT, OSWEGO, IL 60543-5230 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | KENDALL IL |
| Recording Date | Sep 19, 2022 |
| Property Address | 402 SHADOW CT, OSWEGO, IL 60543-5230 |
| Document Number | 0000015379 |
| Map Reference | DOC 200600022348 |
| Instrument Date | Aug 31, 2022 |
| Instrument | 202200015379 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2023 |
| Title Company | LENNAR TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $335.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1700 E GOLF RD # RD1100, RD1100, SCHAUMBURG, IL 60173-5804 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 402 SHADOW CT, OSWEGO, IL 60543-5230 |
| Document Number | 0000015380 |
|---|---|
| Date | Sep 19, 2022 |
| Instrument | 202200015380 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.12% |
Source: Kendall County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kendall County |
| County Subdivision | Oswego Township |
| Municipality | Oswego Village |
| Unified School District | Oswego Community Unit School District 308 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $102,029 Land $26,781 Building $75,248 | $306,087 Land $80,343 Building $225,744 | |
| 2024 | $7,411.00 | ||
| 2022 | $66,434 Land $7,166 Building $59,268 | $199,302 Land $21,498 Building $177,804 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 402 Shadow Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 402 Shadow Ct has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSWEGO serves 38,169 people · EPA ID IL0930150 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Radium resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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