Williamsburg City property record for 407 Settlement Dr, Williamsburg, VA 23188
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,271 sqft · built 2001 |
| Owner | Individual Name on Record |
| Last Sale | $190,000 (Sep 2022) |
| Tax Bill | $1,494 (2025) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage Aug 2008 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 372-(06)-09-407 |
| Primary APN | 372-(06)-09-407 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,271 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2001 |
|---|---|
| Exterior Material | Vinyl |
| Foundation Type | Concrete |
| Roof Material | Shingle |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Street Address | 407 SETTLEMENT DR |
|---|---|
| City | WILLIAMSBURG |
| State | VA |
| Zip | 23188-2672 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | RM-2 (MULTI-FAMILY DWELLI |
| Legal Description | BRISTOL COMMONS CONDOS PH IX UNIT 407 |
| Legal Subdivision | BRISTOL COMMONS (CONDO) |
| Legal Phase | 9 |
| Legal Block | 09 |
| Legal Unit | 407 |
| Jurisdiction | WILLIAMSBURG CITY VA |
| Township / Civil Division | WILLIAMSBURG |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 370300 |
Source: Williamsburg City records, as of January 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 407 SETTLEMENT DR, WILLIAMSBURG, VA 23188-2672 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 23, 2022 | Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Aug 21, 2008 | Warranty Deed, Transfer · Conventional Mortgage NAVY FEDERAL C U |
| Feb 3, 2006 | Warranty Deed, Transfer · Conventional Mortgage B F SAUL MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 23, 2022 · Amount on Record |
| Deed Sale | Sep 23, 2022 · Amount on Record |
| Prior Sale | Nov 27, 2013 · Amount on Record |
| Deed Document Number | 20222857 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WILLIAMSBURG CITY VA |
| Recording Date | Sep 23, 2022 |
| Property Address | 407 SETTLEMENT DR, WILLIAMSBURG, VA 23188-2672 |
| Document Number | 0020222857 |
| Instrument Date | Sep 12, 2022 |
| Instrument | 20222857 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 407 SETTLEMENT DR, WILLIAMSBURG, VA 23188-2672 |
| Document Number | 0020222858 |
|---|---|
| Date | Sep 23, 2022 |
| Instrument | 20222858 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WILLIAMSBURG CITY VA |
| Recording Date | Aug 21, 2008 |
| Property Address | 407 SETTLEMENT DR, WILLIAMSBURG, VA 23188-2672 |
| Document Number | 0000802051 |
| Instrument Date | Aug 5, 2008 |
| Instrument | 802051 |
| Transaction Type | Transfer |
| Record Updated | May 7, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000082052 |
|---|---|
| Date | Aug 21, 2008 |
| Instrument | 8/2052 |
| Name | NAVY FEDERAL C U |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WILLIAMSBURG CITY VA |
| Recording Date | Feb 3, 2006 |
| Property Address | 407 SETTLEMENT DR, WILLIAMSBURG, VA 23188-2672 |
| Document Number | 0000600313 |
| Instrument Date | Jan 27, 2006 |
| Instrument | 600313 |
| Transaction Type | Transfer |
| Record Updated | May 8, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000060314 |
|---|---|
| Date | Feb 3, 2006 |
| Instrument | 60/314 |
| Name | B F SAUL MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Williamsburg City assessment roll, as of June 1, 2025
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Williamsburg City |
| Unified School District | Williamsburg City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,494.00 (+20.39%) | $241,100 (+20.43%) Land $11,200 Building $229,900 | $241,100 (+20.43%) Land $11,200 Building $229,900 |
| 2023 | $1,241.00 | $200,200 Land $11,100 Building $189,100 | $200,200 Land $11,100 Building $189,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 3 (1989) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Aug 1989 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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