402 Settlement Dr, Williamsburg, VA 23188 Property Records

Williamsburg City property record for 402 Settlement Dr, Williamsburg, VA 23188

Property Summary

Property TypeCondominium
Details1 bd · 1 ba · 880 sqft · built 2001
OwnerIndividual Name on Record
Last Sale$91,390 (Oct 2001)
Tax Bill$1,093 (2025)
Deeds & MortgagesOct 2025 Mortgage
Apr 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN372-(06)-09-402

Property Details

APN / Parcel Number

Primary APN372-(06)-09-402
Alternative APN
  • 3209.126.946

Interior

Bedrooms1 Bed
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area880 sqft Living Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2001
Exterior MaterialVinyl
Foundation TypeConcrete
Roof MaterialShingle

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Street Address402 SETTLEMENT DR
CityWILLIAMSBURG
StateVA
Zip23188-2672
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeRM-2 (MULTI-FAMILY DWELLI
Legal DescriptionBRISTOL COMMONS CONDOS PH IX UNIT 402
Legal SubdivisionBRISTOL COMMONS (CONDO)
Legal Phase9
Legal Block09
Legal Unit402
JurisdictionWILLIAMSBURG CITY VA
Township / Civil DivisionWILLIAMSBURG
Census Block Group1
Census Block1023
Census Tract370300

Owner

Source: Williamsburg City records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address402 SETTLEMENT DR, WILLIAMSBURG, VA 23188-2672
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 7, 2025Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Apr 7, 2022Deed of Trust, Mortgage · Conventional Mortgage
1ST ADVANTAGE FEDERAL CREDIT UNION

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 2, 2001 · Amount on Record
Deed SaleOct 2, 2001 · Amount on Record
Deed Document Number011506
Record UpdatedJun 8, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWILLIAMSBURG CITY VA
Property Address402 SETTLEMENT DR, WILLIAMSBURG, VA 23188-2672
Transaction TypeMortgage
Record UpdatedOct 30, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address402 SETTLEMENT DR, WILLIAMSBURG, VA 23188-2672

Mortgage

Document Number0202503512
DateOct 7, 2025
Instrument202503512
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term357 Months
DueJul 1, 2055

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWILLIAMSBURG CITY VA
Property Address402 SETTLEMENT DR, WILLIAMSBURG, VA 23188-2672
Transaction TypeMortgage
Record UpdatedDec 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0020221219
DateApr 7, 2022
Instrument20221219
Lender
Name1ST ADVANTAGE FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueMar 16, 2052
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Williamsburg City assessment roll, as of June 1, 2025

Property Jurisdictions

TypeName
StateVirginia
MunicipalityWilliamsburg City
Unified School DistrictWilliamsburg City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,093.00 (+13.38%)$176,400 (+13.37%) Land $11,200 Building $165,200$176,400 (+13.37%) Land $11,200 Building $165,200
2023$964.00$155,600 Land $11,100 Building $144,500$155,600 Land $11,100 Building $144,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies8 in force
Nearby Flood Claims3 (1989)
Claims Outside the SFHA3 of 3
Most Recent ClaimAug 1989 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber
8,000 / 8,000
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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