407 Settlement Dr, Midland, NC 28107 Property Records

Cabarrus County property record for 407 Settlement Dr, Midland, NC 28107 · Last verified May 2024

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	2 Baths
Year Built	Built 2004
Square Footage	1,324 sqft Living Area
Lot Size	0.626 acres
Occupancy	Owner Occupied
Last Sale	$120,000 (2017)
Tax Bill	$1,382.00 (2023)

Property Details

APN / Parcel Number

Primary APN	`10023A0012.000000`
Alternative APNs	`5534 24 2844` `119650`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,324 sqft Living Area
1st Floor	1,324 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Vinyl/Resilient Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1977
Effective Year Built	Effective 2004
Exterior Material	Aluminum/Vinyl Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	27,300 sqft
Depth X Width	210 ft x 130 ft Depth x Width

Exterior Amenities

Deck Area	256 sqft Deck
Patio Area	256 sqft Patio
Porch	Open Porch
Porch Area	32 sqft Porch
Storage Building	180 sqft Storage Building

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Heat Pump Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	119650
Street Address	407 SETTLEMENT DR
City	MIDLAND
State	NC
Zip	28107-9497
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	P/O LTS 9-10 OLD CAMDEN ESTATES
Legal Subdivision	OLD CAMDEN ESTATES
Legal Block	A
Legal Lot Number	9-10 10
Jurisdiction	CABARRUS NC
Minor Civil Division	10, MIDLAND
Census Blockgroup	2
Census Block	2047
Census Tract	41603

Owner

Source: Cabarrus County records · APN 10023A0012.000000

Assessment roll updated January 1, 2023 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	407 SETTLEMENT DR, MIDLAND, NC 28107-9497
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 30, 2017 · Amount on Record
Deed Sale	Nov 30, 2017 · Amount on Record
Prior Sale	Aug 18, 2014
Deed Doc Number	0001278691
Deed Book / Page	12786 / 91
Record Refreshed	Jun 07, 2026

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Nov 30, 2017
Property Address	407 SETTLEMENT DR, MIDLAND, NC 28107-9497
Document Number	1278691
Book / Page	012786 / 000091
Instrument Date	Nov 08, 2017
Instrument	30962
Transaction Type	Transfer
Record Updated	Dec 11, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	407 SETTLEMENT DR MIDLAND NC 281079497, MIDLAND, NC 28107-9497

Mortgage

Document Number	1278693
Date	Nov 30, 2017
Book Page	012786/000093
Instrument	30963

Lender

Name	PEOPLES BK
Type	Bank
Address	NEWTON, NC 28658

Agreement

Type	Conventional Mortgage with Private Mortgage Insurance (PMI)
Amount	Amount Recorded
Term	360 Months
Due	Nov 29, 2047

Tax Assessment & Valuation

Source: Cabarrus County records · Assessment roll updated January 1, 2023 · Last verified May 2024

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Midland Town
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,382.00	$143,950 Land $30,000 Building $113,950	$143,950 Land $30,000 Building $113,950

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cabarrus County (37025C), updated July 1, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.