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400 Settlement Dr, Midland, NC 28107 Property Records

Cabarrus County property record for 400 Settlement Dr, Midland, NC 28107 · Last verified November 2023

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2006
Square Footage1,357 sqft Living Area
Lot Size1.25 acres
OccupancyOwner Occupied
Last Sale$330,000 (2023)
Tax Bill$1,747.00 (2023)

Property Details

APN / Parcel Number

Primary APN10023A0023.000000
Alternative APNs
  • 5534 24 0603
  • 128800

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,357 sqft Living Area
1st Floor1,357 sqft 1st Floor
Stories1 Stories
Primary FlooringVinyl/Resilient Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 2006
Exterior MaterialAluminum/Vinyl Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area54,760 sqft
Depth X Width185 ft x 296 ft Depth x Width
Driveway1 Driveway
Driveway Area1,600 sqft Driveway
Garage TypeCarport Garage
CarportCarport
Carport Area380 sqft Carport

Exterior Amenities

FenceFence
Deck Area181 sqft Deck
Patio Area181 sqft Patio
Porch1 Porch
Porch Area16 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHeat Pump Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number128800
Street Address400 SETTLEMENT DR
CityMIDLAND
StateNC
Zip28107-9497
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLTS 16-17 & P/O 15 OLD CAMDEN ESTATES
Legal SubdivisionOLD CAMDEN ESTATES
Legal BlockB
Legal Lot Number16-17 17
JurisdictionCABARRUS NC
Minor Civil Division10, MIDLAND
Census Blockgroup2
Census Block2047
Census Tract41603

Owner

Source: Cabarrus County records · APN 10023A0023.000000

Assessment roll updated January 1, 2023 · Last verified November 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address400 SETTLEMENT DR, MIDLAND, NC 28107-9497
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 04, 2025Deed of Trust, Mortgage · Conventional Mortgage
PROVIDENT FUNDING ASSOCIATES LP
Oct 19, 2023Warranty Deed, Transfer · Conventional Mortgage
NEXTMORTGAGE LLC
Oct 06, 2020Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
FAIRWAY INDEPENDENT MTG
Feb 27, 2019Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
FATRWAY INDPNT MTG CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 19, 2023 · Amount on Record
Deed SaleOct 19, 2023 · Amount on Record
Prior SaleFeb 27, 2019 · Amount on Record
Deed Doc Number0016686243
Deed Book / Page16686 / 243
Record RefreshedJun 07, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Property Address400 SETTLEMENT DR, MIDLAND, NC 28107-9497
Transaction TypeMortgage
Record UpdatedDec 12, 2025
Title CompanySAI SETTLEMENT SERVICES LLC, SUMMIT SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address400 SETTLEMENT DR, MIDLAND, NC 28107-9497

Mortgage

Document Number0017749125
DateDec 04, 2025
Book Page17749/125
Lender
NamePROVIDENT FUNDING ASSOCIATES LP
TypeMortgage Company
AddressSANTA ROSA, CA 95401
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2056

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCABARRUS NC
Recording DateOct 19, 2023
Property Address400 SETTLEMENT DR, MIDLAND, NC 28107-9497
Document Number0016686243
Book / Page16686 / 243
Map ReferenceMB 15 PG 9
Instrument DateOct 18, 2023
Transaction TypeTransfer
Record UpdatedNov 06, 2023
Title CompanyINVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$660.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address820 67TH AVE N, MYRTLE BEACH, SC 29572-0200

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address400 SETTLEMENT DR, MIDLAND, NC 28107-9497

Mortgage

Document Number0166860246
DateOct 19, 2023
Instrument16686-0246
Lender
NameNEXTMORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2053

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Property Address400 SETTLEMENT DR, MIDLAND, NC 28107-9497
Document Number14575282
Instrument DateOct 06, 2020
Transaction TypeMortgage
Record UpdatedOct 16, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address400 SETTLEMENT DR MIDLAND NC 281079497, MIDLAND, NC 28107-9497

Mortgage

Document Number14575282
DateOct 13, 2020
Book Page014575/000282
Instrument35424
Lender
NameFAIRWAY INDEPENDENT MTG
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueOct 12, 2050

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCABARRUS NC
Recording DateFeb 27, 2019
Property Address400 SETTLEMENT DR, MIDLAND, NC 28107-9497
Document Number1338853
Book / Page013388 / 000053
Instrument DateFeb 26, 2019
Instrument4347
Transaction TypeTransfer
Record UpdatedMar 06, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$362.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address400 SETTLEMENT DR MIDLAND NC 281079497, MIDLAND, NC 28107-9497

Mortgage

Document Number1338856
DateFeb 27, 2019
Book Page013388/000056
Instrument4348
Lender
NameFATRWAY INDPNT MTG CORP
AddressCARROLLTON, TX 75007
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueFeb 26, 2049

Tax Assessment & Valuation

Source: Cabarrus County records · Assessment roll updated January 1, 2023 · Last verified November 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCabarrus County
MunicipalityMidland Town
Unified School DistrictCabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$1,747.00$181,930 Land $60,000 Building $121,930$181,930 Land $60,000 Building $121,930

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cabarrus County (37025C), updated July 1, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 24% of North Carolina
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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