407 Second St, New Albany, MS 38652 Property Records

Union County property record for 407 Second St, New Albany, MS 38652

Property Summary

Property TypeRural Home
Details852 sqft · built 2016
OwnerCompany Name on File
Tax Bill$1,184 (2025)
Deeds & MortgagesOct 2025 Line of Credit
Flood ZoneZone X (minimal risk)
APN033N-08-032.00

Property Details

APN / Parcel Number

Primary APN033N-08-032.00
Alternative APN
  • 12538

Interior

Stories1 Story
Building Area852 sqft Living Area
FlooringConcrete/Cement
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2016
Exterior MaterialVinyl
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialComposition Shingle

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address407 SECOND ST
CityNEW ALBANY
StateMS
Zip38652-4321
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionE 1/2 LOT 63 HUSTON S/D
Legal SubdivisionHUSTON
Legal Lot Number63
JurisdictionUNION MS
Township / Civil Division5
Census Block Group2
Census Block2071
Census Tract950400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the New Albany Historic District
listed 2024 · 733 contributing resources · NRIS 100010772

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Union County assessment roll, as of September 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address1268 COUNTY ROAD 59, NEW ALBANY, MS 38652-8936
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 16, 2024
Deed SaleOct 16, 2024
Deed Document Number202404176
Record UpdatedJun 8, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION MS
Property Address407 SECOND ST, NEW ALBANY, MS 38652-4321
Transaction TypeMortgage
Record UpdatedNov 7, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address1268 COUNTY ROAD 59, NEW ALBANY, MS 38652-8936
InvestorPossibly a Property Investor

Mortgage

Document Number2025003455
DateOct 6, 2025
Instrument2025003455
Lender
NameBNA BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueOct 3, 2035
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Union County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyUnion County
MunicipalityNew Albany City
Unified School DistrictNew Albany Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,184.00 (+2.78%)$8,051 (-)$53,670 (-) Land $1,100 Building $52,570
2024$1,152.00 (-0.26%)
2023$1,155.00 (+23.53%)$8,051 (+24.03%)$53,670 (+24.04%) Land $1,100 Building $52,570
2022$935.00$6,491$43,270 Land $1,000 Building $42,270

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims1 (2010)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 84% of Mississippi
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
BCI Mississippi Broadband
Fiber · Cable in parts of the area
10,000 / 10,000
Alcorn County Electric Power Association
Fiber
8,000 / 8,000
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Verizon
Fixed Wireless
300 / 20
Telapex
Fixed Wireless
100 / 20

Nearby Properties on Second St

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