Union County property record for 405 Second St, New Albany, MS 38652 · Last verified December 2025
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 852 sqft · built 2015 |
| Owner | Company Name on File |
| Tax Bill | $1,184 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 033N-08-031.00 |
| Primary APN | 033N-08-031.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 852 sqft Living Area |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2015 |
|---|---|
| Exterior Material | Vinyl |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 405 SECOND ST |
|---|---|
| City | NEW ALBANY |
| State | MS |
| Zip | 38652-4321 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | E 1/2 LOT 62 HUSTON S/D405 SECOND STREET |
| Legal Subdivision | HUSTON |
| Legal Lot Number | 62 |
| Jurisdiction | UNION MS |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2071 |
| Census Tract | 950400 |
Source: Union County records · APN 033N-08-031.00
Assessment roll updated September 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1268 COUNTY ROAD 59, NEW ALBANY, MS 38652-8936 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Oct 06, 2025 | Deed of Trust, Mortgage · Line of Credit BNA BANK |
| Sep 14, 2020 | Deed of Trust, Mortgage BNA BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 16, 2024 |
| Deed Sale | Oct 16, 2024 |
| Deed Document Number | 202404176 |
| Prior Transfer Date | Sep 30, 2013 |
| Prior Transfer Doc | 2013003385 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION MS |
| Property Address | 405 SECOND ST, NEW ALBANY, MS 38652-4321 |
| Transaction Type | Mortgage |
| Record Updated | Nov 07, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1268 COUNTY ROAD 59, NEW ALBANY, MS 38652-8936 |
| Investor | Possibly a Property Investor |
| Document Number | 2025003457 |
|---|---|
| Date | Oct 06, 2025 |
| Instrument | 2025003457 |
| Name | BNA BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 03, 2035 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION MS |
| Property Address | 405 SECOND ST, NEW ALBANY, MS 38652-4321 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2022 |
| Name | Verified Name |
|---|---|
| Address | 225 STARLYN AVE, NEW ALBANY, MS 38652-2429 |
| Document Number | 2020003259 |
|---|---|
| Date | Sep 14, 2020 |
| Instrument | 2020003259 |
| Name | BNA BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Sep 08, 2025 |
Source: Union County records · Assessment roll updated September 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Union County |
| Municipality | New Albany City |
| Unified School District | New Albany Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,184.00 (+2.78%) | $8,051 (-) | $53,670 (-) Land $1,100 Building $52,570 |
| 2024 | $1,152.00 (-0.26%) | ||
| 2023 | $1,155.00 (+23.53%) | $8,051 (+24.03%) | $53,670 (+24.04%) Land $1,100 Building $52,570 |
| 2022 | $935.00 | $6,491 | $43,270 Land $1,000 Building $42,270 |
Source: FEMA National Flood Hazard Layer, Union County (28145C), updated March 11, 2014 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 281459504002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2010, rainfall accumulation |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the New Albany Historic District listed 2024 · 733 contributing resources · NRIS 100010772 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 221 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| BCI Mississippi Broadband | Fiber | 10,000 / 10,000 |
| Alcorn County Electric Power Association | Fiber | 8,000 / 8,000 |
| AT&T | Fiber | 5,000 / 5,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| Telapex | Fixed Wireless | 100 / 20 |
May also be available at this address: AT&T, BCI Mississippi Broadband. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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