407 S William St, Johnstown, NY 12095 Property Records

Fulton County and Johnstown City property record for 407 S William St, Johnstown, NY 12095

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,589 sqft · built 1890
Lot Size0.15 acres (6,534 sqft)
Owner2 Individual Names on Record
Last Sale$175,000 (Jan 2021)
Tax Bill$7,273 (2025)
Deeds & MortgagesJan 2021 Sale & Mortgage
APN170800 174.11-10-13

Property Details

APN / Parcel Number

Primary APN170800 174.11-10-13
Alternative APN
  • 080017401100100130000000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,589 sqft Living Area
1st Floor Area1,295 sqft
2nd Floor Area1,294 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1960
Architectural StyleTraditional
Exterior MaterialComposition/Composite
Lot Area6,534 sqft (0.15 acres)
Lot Dimensions115 ft deep x 58 ft wide
Pool TypeIn-Ground Vinyl Pool
PorchSlab
Porch Area248 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address407 S WILLIAM ST
CityJOHNSTOWN
StateNY
Zip12095-2915
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal Block10
Legal Lot Number13.000
JurisdictionFULTON NY
Township / Civil DivisionJOHNSTOWN
Census Block Group2
Census Block2009
Census Tract971300

Owner

Source: Fulton County and Johnstown City records, as of April 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address407 S WILLIAM ST, JOHNSTOWN, NY 12095-2915
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 13, 2021 · Amount on Record
Deed SaleJan 13, 2021 · Amount on Record
Prior SaleJul 7, 2004 · Amount on Record
Deed Document Number202165161
Record UpdatedJun 8, 2026

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFULTON NY
Recording DateJan 13, 2021
Property Address407 S WILLIAM ST, JOHNSTOWN, NY 12095-2915
Document Number0202165161
Instrument DateJan 6, 2021
Instrument2021-65161
Transaction TypeTransfer
Record UpdatedApr 12, 2022
Title CompanyMISC COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address103 W 2ND AVE # 1, 1, JOHNSTOWN, NY 12095-2938

Mortgage

Document Number0202165162
DateJan 13, 2021
Instrument2021-65162
Lender
NameKEY BANK NA
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Fulton County and Johnstown City assessment roll, as of April 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyFulton County
MunicipalityJohnstown City
Unified School DistrictJohnstown City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,273.00$158,000 (-) Land $11,300 Building $146,700$254,839 (+20.97%) Land $18,226 Building $236,613
2023$158,000 Land $11,300 Building $146,700$210,667 Land $15,067 Building $195,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJOHNSTOWN (C) WATER WORKS
serves 8,154 people · EPA ID NY1700019
Water SourceSurface water
Last State InspectionNov 2024
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jul 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Starlink
Satellite
280 / 30

May also be available: Verizon.

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