405 S William St, Johnstown, NY 12095 Property Records

Fulton County and Johnstown City property record for 405 S William St, Johnstown, NY 12095

Property Summary

Property Type	Single Family Home
Details	5 bd · 1.5 ba · 2,140 sqft · built 1891
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$95,000 (Dec 2018)
Tax Bill	$7,135 (2025)
Deeds & Mortgages	Mar 2022 Refinance Dec 2018 Sale + 1 more
APN	`170800 174.11-10-12`

Property Details

APN / Parcel Number

Primary APN	`170800 174.11-10-12`
Alternative APN	`080017401100100120000000`

Interior

Bedrooms	5 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,140 sqft Living Area
1st Floor Area	1,226 sqft
2nd Floor Area	914 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1891
Effective Year Built	Effective 1960
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	165 ft deep x 58 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	216 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	405 S WILLIAM ST
City	JOHNSTOWN
State	NY
Zip	12095-2915
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Block	10
Legal Lot Number	12.000
Jurisdiction	FULTON NY
Township / Civil Division	JOHNSTOWN
Census Block Group	2
Census Block	2009
Census Tract	971300

Owner

Source: Fulton County and Johnstown City records, as of April 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	405 S WILLIAM ST, JOHNSTOWN, NY 12095-2915
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance HOMESTEAD FUNDING CORP
Dec 31, 2018	Deed, Transfer
Feb 26, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 31, 2018 · Amount on Record
Deed Sale	Dec 31, 2018 · Amount on Record
Prior Sale	Jun 22, 2015 · Amount on Record
Deed Book / Page	2018 / 53853
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FULTON NY
Property Address	405 S WILLIAM ST, JOHNSTOWN, NY 12095-2915
Transaction Type	Mortgage
Record Updated	Aug 19, 2022
Title Company	MISC COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202273839
Date	Mar 29, 2022
Instrument	2022-73839

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

December 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	FULTON NY
Recording Date	Dec 31, 2018
Property Address	405 S WILLIAM ST, JOHNSTOWN, NY 12095-2915
Document Number	2018/53853
Book / Page	2018 / 53853
Transaction Type	Transfer
Record Updated	Aug 19, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 S WILLIAM ST, JOHNSTOWN, NY 12095-2915

February 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	FULTON NY
Recording Date	Feb 26, 2018
Property Address	405 S WILLIAM ST, JOHNSTOWN, NY 12095-2915
Document Number	2018/48936
Book / Page	2018 / 48936
Transaction Type	Transfer
Record Updated	Aug 19, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 S WILLIAM ST, JOHNSTOWN, NY 12095-2915

Tax Assessment & Valuation

Source: Fulton County and Johnstown City assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Fulton County
Municipality	Johnstown City
Unified School District	Johnstown City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,135.00	$155,000 (-) Land $16,500 Building $138,500	$250,000 (+20.97%) Land $26,613 Building $223,387
2023		$155,000 Land $16,500 Building $138,500	$206,667 Land $22,000 Building $184,667

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOHNSTOWN (C) WATER WORKS serves 8,154 people · EPA ID NY1700019
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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