407 S Washington St, Sidney, IL 61877 Property Records

Champaign County property record for 407 S Washington St, Sidney, IL 61877 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,300 sqft · built 1968
Lot Size0.277 acres (12,067 sqft)
OwnerCompany Name on File
Last Sale$214,000 (Jun 2026)
Tax Bill$2,754 (2025)
Deeds & MortgagesDec 2025 Mortgage
Jun 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN24-28-16-277-011

Property Details

APN / Parcel Number

Primary APN24-28-16-277-011

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,300 sqft Living Area
Gross Area3,248 sqft
1st Floor Area1,300 sqft
Basement Area1,300 sqft
FlooringWood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Architectural StyleA-Frame
Exterior MaterialWood
Construction TypeFrame
Foundation TypeNo Foundation
Roof MaterialOther
Lot Area12,067 sqft (0.277 acres)
Garage TypeAttached
Garage Area648 sqft
Parking Spaces2 Parking Spaces
PorchOpen Frame Porch
Porch Area108 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address407 S WASHINGTON ST
CitySIDNEY
StateIL
Zip61877-9641
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 32 ROLLING MEADOWS ADD
Legal Range10E
Legal Township18N
Legal Section16
Legal SubdivisionROLLING MEADOWS ADD
Legal Lot Number32
JurisdictionCHAMPAIGN IL
Township / Civil DivisionSIDNEY
Census Block Group3
Census Block3031
Census Tract10800

Owner

Source: Champaign County records · APN 24-28-16-277-011

Assessment roll updated April 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address1717 W KIRBY AVE, CHAMPAIGN, IL 61821-5507
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Dec 08, 2025Deed of Trust, Mortgage · Closed-End Mortgage
PHILO EXCHANGE BANK
Jun 05, 2026Warranty Deed, Transfer · Conventional Mortgage
FIRST FSB/CHAMPAIGN-URBANA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 05, 2026 · Amount on Record
Deed SaleJun 05, 2026 · Amount on Record
Prior SaleAug 20, 2024 · Amount on Record
Deed Document Number20268483
Prior Transfer DateSep 19, 2005
Prior Transfer Doc0000029515
Record UpdatedSep 20, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMPAIGN IL
Property Address407 S WASHINGTON ST, SIDNEY, IL 61877-9641
Transaction TypeMortgage
Record UpdatedJun 17, 2026
Title CompanyCDB

Transferred To (Grantee/Buyer)

NameVerified Name
Address407 S WASHINGTON ST, SIDNEY, IL 61877-9641

Mortgage

Document Number0000018882
DateDec 08, 2025
Instrument2025R18882
Lender
NamePHILO EXCHANGE BANK
TypeBank
AddressPHILO, IL 61864
Agreement
TypeClosed-End Mortgage
AmountAmount Recorded
Term12 Months
DueDec 15, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHAMPAIGN IL
Recording DateJun 05, 2026
Property Address407 S WASHINGTON ST, SIDNEY, IL 61877-9641
Document Number0000008483
Instrument DateJun 04, 2026
Instrument20268483
Transaction TypeTransfer
Record UpdatedJun 23, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$32,421.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership

Mortgage

Document Number0000008484,
DateJun 05, 2026
Instrument20268484
Lender
NameFIRST FSB/CHAMPAIGN-URBANA
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term300 Months
DueJun 15, 2051
Interest
Rate TypeFixed Rate
Rate6.23%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Champaign County records · Assessment roll updated April 29, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyChampaign County
County SubdivisionSidney Township
MunicipalitySidney Village
Unified School DistrictTolono Community Unit School District 7 (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,754.00 (+4.83%)$57,180 (+26.7%) Land $7,280 Building $49,900$171,540 (+26.7%) Land $21,840 Building $149,700
2024$2,627.00 (+12.99%)
2022$2,325.00 Homeowner's exemption$45,130 Land $5,740 Building $39,390$135,390 Land $17,220 Building $118,170

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Champaign County (17019C), updated July 14, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170190108003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 10 individual NFIP policies nearby
Nearby Flood Policies10 in force
7 of 10 on primary residences
Nearby Flood Claims20 (1983–2026)
Claims Outside the SFHA4 of 20
Most Recent ClaimMar 2026, rainfall accumulation
Flood Events
  • Severe Storms And Flooding (May 1996), 3 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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