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405 S Washington St, Sidney, IL 61877 Property Records

Champaign County property record for 405 S Washington St, Sidney, IL 61877 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,584 sqft · built 1967
Lot Size0.277 acres (12,067 sqft)
OwnerIndividual Name on File
Last Sale$121,000 (Nov 2018)
Tax Bill$2,851 (2024)
Deeds & MortgagesNov 2025 Mortgage
Oct 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN24-28-16-277-010

Property Details

APN / Parcel Number

Primary APN24-28-16-277-010

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,584 sqft Living Area
Gross Area3,840 sqft
1st Floor Area1,584 sqft
Basement Area1,584 sqft
FlooringWood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 1967
Architectural StyleA-Frame
Exterior MaterialWood
Construction TypeFrame
Foundation TypeNo Foundation
Roof MaterialOther
Lot Area12,067 sqft (0.277 acres)
Garage TypeAttached
Garage Area672 sqft
Parking Spaces2 Parking Spaces
PorchOpen Frame Porch
Porch Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address405 S WASHINGTON ST
CitySIDNEY
StateIL
Zip61877-9641
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 31 ROLLING MEADOWS ADD
Legal Range10E
Legal Township18N
Legal Section16
Legal SubdivisionROLLING MEADOWS ADD
Legal Lot Number31
JurisdictionCHAMPAIGN IL
Township / Civil DivisionSIDNEY
Census Block Group3
Census Block3031
Census Tract10800

Owner

Source: Champaign County records · APN 24-28-16-277-010

Assessment roll updated April 29, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address405 S WASHINGTON ST, SIDNEY, IL 61877-9641
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 17, 2025Deed of Trust, Mortgage · USDA Mortgage
FREEDOM MORTGAGE CORP
Oct 17, 2022Deed of Trust, Mortgage
UNITED STATES OF AMERICA
Nov 21, 2018Warranty Deed, Transfer
PRIMELENDING

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 21, 2018 · Amount on Record
Deed SaleNov 21, 2018 · Amount on Record
Prior SaleAug 19, 2008 · Amount on Record
Deed Document Number201820069
Record UpdatedJun 08, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMPAIGN IL
Property Address405 S WASHINGTON ST, SIDNEY, IL 61877-9641
Transaction TypeMortgage
Record UpdatedDec 01, 2025
Title CompanyMORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

NameVerified Name
Address405 S WASHINGTON ST, SIDNEY, IL 61877-9641

Mortgage

Document Number0000017624
DateNov 17, 2025
Instrument2025R17624
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeUSDA Mortgage
AmountAmount Recorded
Term277 Months
DueDec 01, 2048

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMPAIGN IL
Property Address405 S WASHINGTON ST, SIDNEY, IL 61877-9641
Transaction TypeMortgage
Record UpdatedOct 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address405 S WASHINGTON ST, SIDNEY, IL 61877-9641

Mortgage

Document Number0000018833
DateOct 17, 2022
Instrument2022R18833
Lender
NameUNITED STATES OF AMERICA
TypeGovernment Agency
AddressSAINT LOUIS, MO 63120
Agreement
AmountAmount Recorded
Term314 Months
DueDec 01, 2048

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHAMPAIGN IL
Recording DateNov 21, 2018
Property Address405 S WASHINGTON ST, SIDNEY, IL 61877-9641
Document Number0000020069
Instrument DateNov 13, 2018
Instrument20069
Transaction TypeTransfer
Record UpdatedDec 11, 2018
Title CompanyNATIONWIDE TITLE CLEARING INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$121.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address405 S WASHINGTON ST SIDNEY IL 618779641, SIDNEY, IL 61877-9641

Mortgage

Document Number20070
DateNov 21, 2018
Instrument20070
Lender
NamePRIMELENDING
AddressDALLAS, TX 75252
Agreement
AmountAmount Recorded
Term360 Months
DueNov 20, 2048
Interest
Rate4.75%

Tax Assessment & Valuation

Source: Champaign County records · Assessment roll updated April 29, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateIllinois
CountyChampaign County
County SubdivisionSidney Township
MunicipalitySidney Village
Unified School DistrictTolono Community Unit School District 7 (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$61,480 (+26.66%) Land $7,280 Building $54,200$184,440 (+26.66%) Land $21,840 Building $162,600
2024$2,851.00 (+12.78%)
2022$2,528.00 Homeowner's exemption$48,540 Land $5,740 Building $42,800$145,620 Land $17,220 Building $128,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Champaign County (17019C), updated July 14, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170190108003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 10 individual NFIP policies nearby
Nearby Flood Policies10 in force
Nearby Flood Claims20 (1983–2026)
Claims Outside the SFHA4 of 20
Most Recent ClaimMar 2026, rainfall accumulation
Claims By Storm
  • Severe Storms And Flooding, May 1996 · 3 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 250 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
MCC Network ServicesFiber8,000 / 8,000
XfinityCable1,200 / 35
T-Mobile USAFixed Wireless100 / 20
MFWirelessFixed Wireless (licensed-by-rule)100 / 20

May also be available at this address: AMG Technology Investment Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

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