407 S Summit St, Derry, PA 15627 Property Records

Westmoreland County property record for 407 S Summit St, Derry, PA 15627

Property Summary

Property TypeSingle Family Home
Details977 sqft · built 1810
Lot Size0.096 acres (4,200 sqft)
OwnerIndividual Name on Record
Last Sale$50,000 (Oct 2018)
Tax Bill$93 (2026)
Deeds & MortgagesOct 2018 Sale & Mortgage
Apr 2018 Transfer
APN45-42-01-0-101

Property Details

APN / Parcel Number

Primary APN45-42-01-0-101
Alternative APN
  • 0450420010101

Interior

Stories1 Story
Building Area977 sqft Living Area

Exterior

Year BuiltBuilt 1810
Effective Year BuiltEffective 1810
Construction TypeFrame
Lot Area4,200 sqft (0.096 acres)
Lot Dimensions105 ft deep x 40 ft wide

Location & Zoning

Street Address407 S SUMMIT ST
CityDERRY
StatePA
Zip15627-1437
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 84 40 X 105
Legal Lot Number84
JurisdictionWESTMORELAND PA
Township / Civil DivisionDERRY
Census Block Group2
Census Block2012
Census Tract808100

Owner

Source: Westmoreland County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address409 S SUMMIT ST, DERRY, PA 15627-1437
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 12, 2018Deed, Transfer · Conventional Mortgage
PNC BANK NA
Apr 3, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 12, 2018 · Amount on Record
Deed SaleOct 12, 2018 · Amount on Record
Deed Document Number201832708
Prior Transfer DateMar 21, 2018
Prior Transfer Doc0000009796
Record UpdatedSep 20, 2026

October 2018: Deed, Transfer

Document TypeDeed
JurisdictionWESTMORELAND PA
Recording DateOct 12, 2018
Property Address407 S SUMMIT ST, DERRY, PA 15627-1437
Document Number0000032708
Map ReferenceVOL1 PG76
Instrument DateOct 11, 2018
Instrument201810120032708
Transaction TypeTransfer
Record UpdatedApr 26, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 S SUMMIT ST, DERRY, PA 15627-1437

Mortgage

Document Number0000032709
DateOct 12, 2018
Instrument201810120032709
Lender
NamePNC BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueNov 1, 2033

April 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWESTMORELAND PA
Recording DateApr 3, 2018
Property Address407 S SUMMIT ST, DERRY, PA 15627-1437
Document Number0000009796
Instrument DateMar 21, 2018
Instrument9796
Transaction TypeTransfer
Record UpdatedApr 13, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address40 N PENNSYLVANIA AVE #5TH GREENSBURG PA 156012341, 5TH, GREENSBURG, PA 15601-2341

Tax Assessment & Valuation

Source: Westmoreland County assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyWestmoreland County
County SubdivisionDerry Township
Unified School DistrictDerry Area School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$93.00 (+2.2%)$740 (-) Land $740
2025$91.00$740 (-) Land $740
2024$91.00$740 Land $740
1972$740 Land $740

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1978)
Most Recent ClaimJan 1978 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDERRY BORO MUNI AUTH
serves 6,500 people · EPA ID PA5650049
Water SourceSurface water
Last State InspectionApr 2026
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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