Westmoreland County property record for 401 S Summit St, Derry, PA 15627
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.096 acres (4,200 sqft) |
| Owner | Company Name on File |
| Last Sale | $1,025,000 (Dec 2024) |
| Tax Bill | $833 (2026) |
| Deeds & Mortgages | Dec 2024 Sale & Mortgage Nov 2019 Sale |
| APN | 45-42-01-0-100 |
| Primary APN | 45-42-01-0-100 |
|---|---|
| Alternative APN |
|
| Lot Area | 4,200 sqft (0.096 acres) |
|---|---|
| Lot Dimensions | 105 ft deep x 40 ft wide |
| Street Address | 401 S SUMMIT ST |
|---|---|
| City | DERRY |
| State | PA |
| Zip | 15627-1437 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 85 HSE GAR 40 X 105 |
| Legal Lot Number | 85 |
| Jurisdiction | WESTMORELAND PA |
| Township / Civil Division | DERRY |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 808100 |
401 S Summit St is owned by a company that bought it in December 2024.
Source: Westmoreland County records, as of August 21, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 902 MOUNT PLEASANT RD, WEST NEWTON, PA 15089-1817 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 4, 2024 | Deed, Transfer · Commercial Mortgage MICHAEL REFFO |
| Nov 27, 2019 | Grant Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 4, 2024 · Amount on File |
| Deed Sale | Dec 4, 2024 · Amount on File |
| Prior Sale | Nov 27, 2019 · Amount on File |
| Deed Document Number | 202431117 |
| Prior Transfer Date | Jul 24, 2015 |
| Prior Transfer Doc | 0000024995 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WESTMORELAND PA |
| Recording Date | Dec 4, 2024 |
| Property Address | 401 S SUMMIT ST, DERRY, PA 15627-1437 |
| Document Number | 0000031117 |
| Map Reference | VOL 1 PG 76 |
| Instrument Date | Nov 27, 2024 |
| Instrument | 202412040031117 |
| Transaction Type | Transfer |
| Record Updated | Mar 3, 2026 |
| Title Company | METRO SETTLEMENT SVCS INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $21,176.01 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 902 MOUNT PLEASANT RD, WEST NEWTON, PA 15089-1817 |
| Investor | Possibly a Property Investor |
| Document Number | 0000031136 |
|---|---|
| Date | Dec 4, 2024 |
| Instrument | 202412040031136 |
| Name | MICHAEL REFFO |
|---|---|
| Type | Private Party |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 84 Months |
| Due | Nov 30, 2031 |
| Document Number | 0000031122 |
|---|---|
| Date | Dec 4, 2024 |
| Instrument | 202412040031122 |
| Name | INFIRST BNK |
|---|---|
| Type | Bank |
| Address | INDIANA, PA 15701 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 239 Months |
| Due | Nov 27, 2044 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WESTMORELAND PA |
| Recording Date | Nov 27, 2019 |
| Property Address | 401 S SUMMIT ST, DERRY, PA 15627-1437 |
| Document Number | 0000036974 |
| Instrument Date | Nov 26, 2019 |
| Instrument | 36974 |
| Transaction Type | Transfer |
| Record Updated | Dec 10, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Tax | $160.54 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 221 S CHESTNUT ST DERRY PA 156271217, DERRY, PA 15627-1217 |
The 2026 property tax bill for 401 S Summit St was $833, up 0.8% from the year before.
Source: Westmoreland County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Westmoreland County |
| County Subdivision | Derry Township |
| Unified School District | Derry Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $833.00 (+0.85%) | $6,650 Land $1,220 Building $5,430 | |
| 2025 | $826.00 | $6,650 Land $1,220 Building $5,430 | |
| 2024 | $826.00 | $6,650 Land $1,220 Building $5,430 | |
| 1972 | $6,650 Land $1,220 Building $5,430 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA has no flood map on file for 401 S Summit St; there have been 1 flood claim nearby since 1978.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1978) |
| Most Recent Claim | Jan 1978 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 401 S Summit St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DERRY BORO MUNI AUTH serves 6,500 people · EPA ID PA5650049 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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