407 S State St, Lamoni, IA 50140 Property Records

Decatur County property record for 407 S State St, Lamoni, IA 50140

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,901 sqft · built 1920
Lot Size0.563 acres (24,561 sqft)
OwnerIndividual Name on Record
Tax Bill$2,816 (2026)
Flood ZoneZone X (minimal risk)
APN1311150003

Property Details

APN / Parcel Number

Primary APN1311150003

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Building Area1,901 sqft Living Area
Basement Area1,140 sqft
Unfinished Basement1,140 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Lot Area24,561 sqft (0.563 acres)

Utilities, Heating & Cooling

Heating SystemGas

Location & Zoning

Street Address407 S STATE ST
CityLAMONI
StateIA
Zip50140-1712
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSMITHS ADDN. N 94' O F S 194' LOT 4 BLK 7
Legal SubdivisionSMITHS ADD
Legal Block7
Legal Lot Number4
JurisdictionDECATUR IA
Township / Civil DivisionLAMONI
Census Block Group3
Census Block3030
Census Tract960200

Owner

Source: Decatur County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address407 S STATE ST, LAMONI, IA 50140-1712
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJun 4, 2014
Transfer Doc02014/0732
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Decatur County assessment roll, as of March 31, 2026

Property Jurisdictions

TypeName
StateIowa
CountyDecatur County
MunicipalityLamoni City
Unified School DistrictLamoni Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,816.00 Homeowner's exemption$147,420 (-) Land $19,340 Building $128,080$147,420 (-) Land $19,340 Building $128,080
2025$2,816.00 (+16.85%)$147,420 (+33.32%) Land $19,340 Building $128,080$147,420 (+33.32%) Land $19,340 Building $128,080
2024$2,410.00 (+76.95%) Homeowner's exemption$110,580 (-) Land $12,090 Building $98,490
2023$110,580 Land $12,090 Building $98,490$110,580 Land $12,090 Building $98,490
2021$1,362.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2008)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · above 64% of Iowa
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAMONI MUNICIPAL UTILITIES
serves 2,029 people · EPA ID IA2740050
Water SourceSurface water
Last State InspectionSep 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
not recorded as resolved · Jun 2026
Treatment failure
resolved · Mar 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Grand River Mutual Telephone
Fiber
1,000 / 1,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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