317 S State St, Lamoni, IA 50140 Property Records

Decatur County property record for 317 S State St, Lamoni, IA 50140

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 988 sqft · built 1942
Lot Size0.351 acres (15,297 sqft)
OwnerIndividual Name on Record
Tax Bill$1,300 (2026)
Deeds & MortgagesJun 2018 Mortgage
Jun 2018 Sale
Flood ZoneZone X (minimal risk)
APN1311103003

Property Details

APN / Parcel Number

Primary APN1311103003

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Building Area988 sqft Living Area

Exterior

Year BuiltBuilt 1942
Effective Year BuiltEffective 1942
Exterior MaterialWood
Lot Area15,297 sqft (0.351 acres)
Garage TypeAttached
Garage Area512 sqft

Utilities, Heating & Cooling

Heating SystemGas

Location & Zoning

Street Address317 S STATE ST
CityLAMONI
StateIA
Zip50140-1423
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCENTRAL ADDN. 84' X 182' SW COR LOT 4 BLK 9
Legal SubdivisionCENTRAL ADD
Legal Block9
Legal Lot Number4
JurisdictionDECATUR IA
Township / Civil DivisionLAMONI
Census Block Group3
Census Block3005
Census Tract960200

Owner

Source: Decatur County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address317 S STATE ST, LAMONI, IA 50140-1423
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 8, 2018Deed of Trust, Mortgage
BTC BK
Jun 8, 2018Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDECATUR IA
Property Address317 S STATE ST, LAMONI, IA 50140-1423
Transaction TypeMortgage
Record UpdatedNov 25, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002018/0000000667
DateJun 8, 2018
Book Page0000002018/0000000667
Instrument2018-0667
Lender
NameBTC BK
Agreement
AmountAmount Recorded
Term355 Months
DueJan 1, 2048

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDECATUR IA
Recording DateJun 8, 2018
Property Address317 S STATE ST, LAMONI, IA 50140-1423
Document Number2018/665
Book / Page2018 / 665
Instrument DateMay 30, 2018
Instrument2018-0665
Transaction TypeTransfer
Record UpdatedNov 25, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address317 S STATE ST, LAMONI, IA 50140-1423

Tax Assessment & Valuation

Source: Decatur County assessment roll, as of March 31, 2026

Property Jurisdictions

TypeName
StateIowa
CountyDecatur County
MunicipalityLamoni City
Unified School DistrictLamoni Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,300.00 Homeowner's exemption$73,880 (-) Land $18,820 Building $55,060$73,880 (-) Land $18,820 Building $55,060
2025$1,300.00 (+19.49%)$73,880 (+31.46%) Land $18,820 Building $55,060$73,880 (+31.46%) Land $18,820 Building $55,060
2024$1,088.00 (+1.68%)
2023$56,200 Land $11,760 Building $44,440$56,200 Land $11,760 Building $44,440
2021$1,070.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2008)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · above 64% of Iowa
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAMONI MUNICIPAL UTILITIES
serves 2,029 people · EPA ID IA2740050
Water SourceSurface water
Last State InspectionSep 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
not recorded as resolved · Jun 2026
Treatment failure
resolved · Mar 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Grand River Mutual Telephone
Fiber
1,000 / 1,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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