407 S Albert St, Mount Prospect, IL 60056 Property Records

Cook County property record for 407 S Albert St, Mount Prospect, IL 60056

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,186 sqft · built 1955
Lot Size	0.187 acres (8,150 sqft)
Owner	Individual Name on Record
Tax Bill	$8,635 (2023)
Deeds & Mortgages	Jan 2022 Sale & Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-12-405-004`

Property Details

APN / Parcel Number

Primary APN	`08-12-405-004`
Alternative APN	`08-12-405-004-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,186 sqft Living Area
1st Floor Area	1,186 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1956
Architectural Style	Bungalow
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	8,150 sqft (0.187 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	407 S ALBERT ST
City	MOUNT PROSPECT
State	IL
Zip	60056-3409
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(MAPLEWOOD)(HEIGHTS) SUB N OF RR IN DIVISION OF SE SEC 12-41-11
Legal Range	11E
Legal Township	41N
Legal Section	12
Legal Subdivision	MAPLEWOOD HEIGHTS
Legal Lot Number	43
Jurisdiction	COOK IL
Township / Civil Division	ELK GROVE
Census Block Group	2
Census Block	2026
Census Tract	804901

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	407 S ALBERT ST, MOUNT PROSPECT, IL 60056-3409
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2022	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
May 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE
Aug 29, 2019	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 12, 2022
Deed Sale	Jan 12, 2022
Prior Sale	Aug 29, 2019 · Amount on Record
Deed Document Number	2022207097
Record Updated	Sep 20, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jan 12, 2022
Property Address	407 S ALBERT ST, MOUNT PROSPECT, IL 60056-3409
Document Number	0001207097
Instrument Date	Dec 30, 2021
Instrument	2201207097
Transaction Type	Transfer
Record Updated	Feb 7, 2022
Title Company	SATURN TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$295.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 S ALBERT ST, MOUNT PROSPECT, IL 60056-3409

Mortgage

Document Number	0001207098
Date	Jan 12, 2022
Instrument	2201207098

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

Interest

Rate Type	Fixed Rate
Rate	3.5%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	407 S ALBERT ST, MOUNT PROSPECT, IL 60056-3409
Document Number	2019707296
Instrument Date	May 19, 2020
Transaction Type	Mortgage
Record Updated	Jul 23, 2020
Title Company	RAVENSWOOD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 S ALBERT ST MOUNT PROSPECT IL 600563409, MOUNT PROSPECT, IL 60056-3409

Mortgage

Document Number	2019707296
Date	Jul 15, 2020
Instrument	19707296

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 14, 2050

Interest

Rate Type	Fixed Rate

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Aug 29, 2019
Property Address	407 S ALBERT ST, MOUNT PROSPECT, IL 60056-3409
Document Number	1924155137
Instrument Date	Aug 21, 2019
Instrument	24155137
Transaction Type	Transfer
Record Updated	Sep 6, 2019
Title Company	BAIRD AND WARNER TITLE SERVICES INC, BAIRD & WARNER TITLE SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$257.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	407 S ALBERT ST MOUNT PROSPECT IL 600563409, MOUNT PROSPECT, IL 60056-3409

Mortgage

Document Number	1924155138
Date	Aug 29, 2019
Instrument	24155138

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 28, 2049

Interest

Rate Type	Fixed Rate
Rate	3.99%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Elk Grove Township
Municipality	Mount Prospect Village
Secondary School District	Township High School District 214 (09 - 12)
Elementary School District	Mount Prospect School District 57 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$36,295 (+17.08%) Land $9,373 Building $26,922	$362,950 (+17.08%) Land $93,730 Building $269,220
2023	$8,635.00 (+4.01%)
2022	$8,302.00	$30,999 Land $7,742 Building $23,257	$309,990 Land $77,420 Building $232,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT PROSPECT serves 41,000 people · EPA ID IL0311980
Water Source	Purchased surface water from NORTHWEST SUBURBAN MUNICIPAL JAWA
Last State Inspection	Aug 2025
Also Mapped Here	DES PLAINES
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 671 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	1,000 / 75

May also be available: T-Mobile.

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