Cook County property record for 405 S Albert St, Mount Prospect, IL 60056
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,134 sqft · built 1956 |
| Lot Size | 0.187 acres (8,150 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $232,000 (Jul 2013) |
| Tax Bill | $7,143 (2023) |
| Deeds & Mortgages | Sep 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-12-405-003 |
| Primary APN | 08-12-405-003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,134 sqft Living Area |
| 1st Floor Area | 1,134 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Bungalow |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 8,150 sqft (0.187 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 405 S ALBERT ST |
|---|---|
| City | MOUNT PROSPECT |
| State | IL |
| Zip | 60056-3409 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Range | 11E |
| Legal Township | 41N |
| Legal Section | 12 |
| Legal Subdivision | MAPLEWOOD HEIGHTS |
| Legal Lot Number | 42 |
| Jurisdiction | COOK IL |
| Township / Civil Division | ELK GROVE |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 804901 |
Source: Cook County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 405 S ALBERT ST, MOUNT PROSPECT, IL 60056-3409 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 16, 2013 · Amount on Record |
| Deed Sale | Jul 16, 2013 · Amount on Record |
| Deed Document Number | 20134070 |
| Prior Transfer Date | Dec 22, 2011 |
| Prior Transfer Doc | 0000049011 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 405 S ALBERT ST, MOUNT PROSPECT, IL 60056-3409 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0025646042 |
|---|---|
| Date | Sep 13, 2023 |
| Instrument | 2325646042 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 31, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Elk Grove Township |
| Municipality | Mount Prospect Village |
| Secondary School District | Township High School District 214 (09 - 12) |
| Elementary School District | Mount Prospect School District 57 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $37,001 (+27.77%) Land $9,373 Building $27,628 | $370,010 (+27.77%) Land $93,730 Building $276,280 | |
| 2023 | $7,143.00 (+4.43%) | ||
| 2022 | $6,840.00 Homeowner's exemption | $28,959 Land $7,742 Building $21,217 | $289,590 Land $77,420 Building $212,170 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2011 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOUNT PROSPECT serves 41,000 people · EPA ID IL0311980 |
|---|---|
| Water Source | Purchased surface water from NORTHWEST SUBURBAN MUNICIPAL JAWA |
| Last State Inspection | Aug 2025 |
| Also Mapped Here | DES PLAINES |
| Lead | 2 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 11 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 671 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
May also be available: T-Mobile.
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