407 S 3rd St, Smithfield, NC 27577 Property Records

Johnston County property record for 407 S 3rd St, Smithfield, NC 27577

Property Summary

Property TypeSingle Family Home
Details5 bd · 2 ba · 2,444 sqft · built 1918
Lot Size0.26 acres (11,326 sqft)
OwnerIndividual Name on Record
Tax Bill$2,586 (2026)
Deeds & MortgagesSep 2019 Line of Credit
Aug 2019 Transfer
Flood ZoneZone X (moderate risk)
APN2000221162

Property Details

APN / Parcel Number

Primary APN2000221162
Alternative APN
  • 15030006

Interior

Bedrooms5 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,444 sqft Living Area
Gross Area2,912 sqft
1st Floor Area1,372 sqft
Interior WallsPlaster

Exterior

Year BuiltBuilt 1918
Effective Year BuiltEffective 1980
Exterior MaterialBrick Veneer
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area11,326 sqft (0.26 acres)
Lot Dimensions210 ft deep x 55 ft wide
Garage Area576 sqft
PorchPatio
Porch Area468 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number2000221162
Street Address407 S 3RD ST
CitySMITHFIELD
StateNC
Zip27577-4417
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRES
Legal Description3RD ST HOME M30 L6
JurisdictionJOHNSTON NC
Township / Civil DivisionSMITHFIELD
Census Block Group1
Census Block1012
Census Tract40800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Brooklyn Historic District
listed 2000 · 106 contributing resources · NRIS 00000443

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Johnston County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address407 S 3RD ST, SMITHFIELD, NC 27577-4417
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 30, 2019Deed of Trust, Mortgage · Line of Credit
UNITED COMMUNITY BANK
Aug 7, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateAug 2, 2019
Transfer Doc0000622739
Record UpdatedOct 29, 2026

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJOHNSTON NC
Property Address407 S 3RD ST, SMITHFIELD, NC 27577-4417
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000629711
DateSep 30, 2019
Book Page5436/0379
Instrument2019629711
Lender
NameUNITED COMMUNITY BANK
TypeBank
AddressSMITHFIELD, NC 27577
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 29, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionJOHNSTON NC
Recording DateAug 7, 2019
Property Address407 S 3RD ST, SMITHFIELD, NC 27577-4417
Document Number0000622739
Book / Page005401 / 000140
Instrument DateAug 2, 2019
Instrument622739
Transaction TypeTransfer
Record UpdatedAug 15, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1105 STRICKLANDS CROSSROADS RD FOUR OAKS NC 275249768, FOUR OAKS, NC 27524-9768

Tax Assessment & Valuation

Source: Johnston County assessment roll, as of September 24, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyJohnston County
MunicipalitySmithfield Town
Unified School DistrictJohnston County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,586.00 (+25.66%)$269,450 (+64.94%) Land $70,000 Building $199,450$269,450 (+64.94%) Land $70,000 Building $199,450
2023$2,058.00$163,360 Land $45,000 Building $118,360$163,360 Land $45,000 Building $118,360

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 19 policies
Nearby Flood Policies19 in force
Nearby Flood Claims35 (1995–2026)
Most Recent ClaimJul 2026 · rainfall accumulation
Claims by Event
  • Hurricane Matthew, Oct 2016 · 7 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims
  • Hurricane Fran, Sep 1996 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF SMITHFIELD
serves 12,900 people · EPA ID NC0351010
Water SourceSurface water
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
T-Mobile
Fiber · Fixed Wireless
5,000 / 5,000
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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