404 S 3rd St, Smithfield, NC 27577 Property Records

Johnston County property record for 404 S 3rd St, Smithfield, NC 27577

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 4,214 sqft · built 1880
Lot Size0.619 acres (27,007 sqft)
OwnerIndividual on Record
Tax Bill$3,285 (2023)
Deeds & MortgagesApr 2021 Mortgage
Sep 2019 Line of Credit
Flood ZoneZone X (moderate risk)
APN2000085374

Property Details

APN / Parcel Number

Primary APN2000085374
Alternative APN
  • 15029040

Interior

Bedrooms5 Beds
Full Baths4 Baths
Stories2 Stories
Building Area4,214 sqft Living Area
1st Floor Area2,458 sqft
2nd Floor Area1,756 sqft
Interior WallsPlaster
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 1969
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeFooting
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area27,007 sqft (0.619 acres)
Lot Dimensions210 ft deep x 130 ft wide
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Porch
Porch Area1,445 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Account Number2000085374
Street Address404 S 3RD ST
CitySMITHFIELD
StateNC
Zip27577-4418
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRES
Legal Description3RD ST HOME M29 L40 169418-155
Legal SubdivisionW M SANDERS
Legal Lot Number40
JurisdictionJOHNSTON NC
Township / Civil DivisionSMITHFIELD
Census Block Group1
Census Block1007
Census Tract40800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Brooklyn Historic District
listed 2000 · 106 contributing resources · NRIS 00000443

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Johnston County assessment roll, as of January 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual on Record
Co-ownerCo-owner on Record
Mailing Address404 S 3RD ST, SMITHFIELD, NC 27577-4418
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 5, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Sep 10, 2019Deed of Trust, Mortgage · Line of Credit
FIGURE LENDING LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 31, 2001
Deed SaleAug 31, 2001
Deed Document Number0002108209
Record UpdatedJun 7, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJOHNSTON NC
Property Address404 S 3RD ST, SMITHFIELD, NC 27577-4418
Transaction TypeMortgage
Record UpdatedApr 28, 2021
Title CompanyAMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000741877
DateApr 5, 2021
Book Page5891/1
Instrument2021741877
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueApr 1, 2031

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJOHNSTON NC
Property Address404 S 3RD ST, SMITHFIELD, NC 27577-4418
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000627120
DateSep 10, 2019
Book Page5423/0251
Instrument2019627120
Lender
NameFIGURE LENDING LLC
TypeMortgage Company
AddressSAN FRANCISCO, CA 94108
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueSep 9, 2024
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Johnston County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyJohnston County
MunicipalitySmithfield Town
Unified School DistrictJohnston County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$3,285.00$256,520 Land $45,000 Building $211,520$256,520 Land $45,000 Building $211,520

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 19 policies
Nearby Flood Policies19 in force
Nearby Flood Claims35 (1995–2026)
Most Recent ClaimJul 2026 · rainfall accumulation
Claims by Event
  • Hurricane Matthew, Oct 2016 · 7 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims
  • Hurricane Fran, Sep 1996 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF SMITHFIELD
serves 12,900 people · EPA ID NC0351010
Water SourceSurface water
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
T-Mobile
Fiber · Fixed Wireless
5,000 / 5,000
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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