407 Ryan Ter, San Ramon, CA 94583 Property Records

Contra Costa County property record for 407 Ryan Ter, San Ramon, CA 94583

Property Summary

Property Type	Condominium
Details	3 bd · 3.5 ba · 1,946 sqft · built 2016
Lot Size	0.024 acres (1,046 sqft)
Owner	2 Individual Names on File
Last Sale	$740,000 (Dec 2016)
Tax Bill	$11,287 (2025)
Deeds & Mortgages	Dec 2019 Line of Credit Jun 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`208-800-019-1`

Property Details

APN / Parcel Number

Primary APN	`208-800-019-1`
Alternative APN	`208-800-019`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,946 sqft Living Area
1st Floor Area	791 sqft
2nd Floor Area	837 sqft
Basement Area	318 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Condo/Apartment
Lot Area	1,046 sqft (0.024 acres)
Garage Type	Attached
Garage Area	505 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	407 RYAN TER
City	SAN RAMON
State	CA
Zip	94583-1539
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	T9323 L1 U19
Legal Subdivision	SUBDIVISION 9323
Legal Tract	9323
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2003
Census Tract	345205

Owner

407 Ryan Ter, a condominium, is owned and occupied by two individuals who bought it in December 2016.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	407 RYAN TER, SAN RAMON, CA 94583-1539
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2019	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jun 4, 2018	Deed of Trust, Mortgage · Conventional Mortgage GOLDEN 1 CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 28, 2016 · Amount on File
Deed Sale	Dec 28, 2016 · Amount on File
Deed Document Number	2016281766
Record Updated	Sep 20, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	407 RYAN TER, SAN RAMON, CA 94583-1539
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000227419
Date	Dec 18, 2019
Instrument	2019-227419

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	SAN FRANCISCO, CA 94108

Agreement

Type	Line of Credit
Amount	Amount on Record

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	407 RYAN TER, SAN RAMON, CA 94583-1539
Document Number	0000093398
Instrument Date	Jun 4, 2018
Transaction Type	Mortgage
Record Updated	Jun 19, 2018
Title Company	SPL PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	407 RYAN TER SAN RAMON CA 945831539, SAN RAMON, CA 94583-1539

Mortgage

Document Number	0000093398
Date	Jun 12, 2018
Instrument	93398

Lender

Name	GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jun 11, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 407 Ryan Ter was $11,287.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	San Ramon City
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$876,003 (+2%) Land $532,705 Building $343,298
2025	$11,287.00	$858,827 Land $522,260 Building $336,567
2023	$10,839.00 (+0.99%)	$825,480 Land $501,981 Building $323,499
2022	$10,733.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 407 Ryan Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 407 Ryan Ter is moderate, ranking above 58% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 65% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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