405 Ryan Ter, San Ramon, CA 94583 Property Records

Contra Costa County property record for 405 Ryan Ter, San Ramon, CA 94583

Property Summary

Property Type	Condominium
Details	3 bd · 3.5 ba · 1,789 sqft · built 2016
Lot Size	0.024 acres (1,048 sqft)
Owner	2 Individual Names on File
Last Sale	$750,000 (Mar 2017)
Tax Bill	$11,413 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`208-800-030-8`

Property Details

APN / Parcel Number

Primary APN	`208-800-030-8`
Alternative APN	`208-800-030`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,789 sqft Living Area
1st Floor Area	736 sqft
2nd Floor Area	794 sqft
Basement Area	259 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2017
Architectural Style	Condo/Apartment
Lot Area	1,048 sqft (0.024 acres)
Garage Type	Attached
Garage Area	496 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	405 RYAN TER
City	SAN RAMON
State	CA
Zip	94583-1539
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	T9323 L1 U30
Legal Subdivision	SUBDIVISION 9323
Legal Tract	9323
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2003
Census Tract	345205

Owner

405 Ryan Ter, a condominium, is owned by two individuals who bought it in March 2017.

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	5325 CYPRESS HAWK CT, SAN RAMON, CA 94582-5009
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Mar 10, 2017	Grant Deed, Transfer · ARM TAYLOR MORRISON HOME FUNDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 10, 2017 · Amount on File
Deed Sale	Mar 10, 2017 · Amount on File
Deed Document Number	201743237
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	405 RYAN TER, SAN RAMON, CA 94583-1539
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3385 DUBLIN BLVD 113, 113, DUBLIN, CA 94568-7296

Mortgage

Document Number	0000040327
Date	Feb 10, 2021
Instrument	2021-040327

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Mar 10, 2017
Property Address	405 RYAN TER, SAN RAMON, CA 94583-1539
Document Number	0000043237
Map Reference	MAP524 PG12-14
Instrument Date	Feb 24, 2017
Instrument	2017-043237
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	405 RYAN TER, SAN RAMON, CA 94583-1539

Mortgage

Document Number	0000043238
Date	Mar 10, 2017
Instrument	2017-043238

Lender

Name	TAYLOR MORRISON HOME FUNDING LLC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Apr 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.75%
Index	1-Year LIBOR
Max Rate	8.75%

Tax Assessment & Valuation

The 2025 property tax bill for 405 Ryan Ter was $11,413.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	San Ramon City
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$887,841 (+2%) Land $473,516 Building $414,325
2025	$11,413.00	$870,433 Land $464,232 Building $406,201
2023	$10,961.00 (+1%)	$836,635 Land $446,206 Building $390,429
2022	$10,853.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 405 Ryan Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 Ryan Ter is moderate, ranking above 58% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 65% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

Nearby Properties on Ryan Ter

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures