407 Prestwick Trl, Highland, MI 48357 Property Records

Oakland County property record for 407 Prestwick Trl, Highland, MI 48357

Property Summary

Property TypeCondominium
Details4 bd · 2.5 ba · 3,165 sqft · built 2000
Lot Size0.455 acres (19,820 sqft)
Owner2 Individual Names on Record
Last Sale$686,000 (Aug 2024)
Tax Bill$6,235 (2025)
Deeds & MortgagesMay 2022 Line of Credit
Dec 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNH-11-28-126-007

Property Details

APN / Parcel Number

Primary APNH-11-28-126-007

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms10 Rooms
Stories1 Story
Building Area3,165 sqft Living Area
1st Floor Area2,073 sqft
Basement Area1,603 sqft
Unfinished Basement1,603 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeBrick
Roof TypeGable
Lot Area19,820 sqft (0.455 acres)
TerrainRolling
Garage Area815 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area29 sqft
Deck Area354 sqft
Patio Area354 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic

Location & Zoning

Street Address407 PRESTWICK TRL
CityHIGHLAND
StateMI
Zip48357-4765
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeKI
Legal DescriptionT3N, R7E, SEC 27, 28 & 29 OAKLAND COUNTY CONDOMNIUM PLAN NO 875 PRESTWICK VILLAGE UNIT 17 L 14881 P 253 8-24-94 FR 100-003
Legal Range07E
Legal Township03N
Legal Section02
Legal SubdivisionOAKLAND COUNTY CONDOMINIUM
Legal Unit17
JurisdictionOAKLAND MI
Township / Civil DivisionHIGHLAND
Census Block Group4
Census Block4007
Census Tract131300

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address1939 SCENIC DR, MILFORD, MI 48380-2028
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
May 9, 2022Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK NA
Dec 10, 2020Deed of Trust, Mortgage · Conventional Mortgage
FIRST SECURITIES FINANCIAL SERVICES INC
Oct 10, 2019Deed of Trust, Mortgage · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
May 1, 2019Warranty Deed, Transfer · Conventional Mortgage
HALLMARK HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 2, 2024 · Amount on Record
Deed SaleAug 2, 2024 · Amount on Record
Prior SaleMay 1, 2019 · Amount on Record
Deed Document Number202486288
Deed Book / Page59539 / 661
Prior Transfer DateJul 27, 2011
Prior Transfer Doc4324000500
Record UpdatedOct 29, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address407 PRESTWICK TRL, HIGHLAND, MI 48357-4765
Transaction TypeMortgage
Record UpdatedJul 22, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address407 PRESTWICK TRL, HIGHLAND, MI 48357-4765

Mortgage

Document Number0000379206
DateMay 9, 2022
Book Page57754/28
Instrument379206
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueApr 13, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address407 PRESTWICK TRL, HIGHLAND, MI 48357-4765
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address407 PRESTWICK TRL, HIGHLAND, MI 48357-4765

Mortgage

Document Number0000262127
DateDec 10, 2020
Book Page55310/162
Instrument262127
Lender
NameFIRST SECURITIES FINANCIAL SERVICES INC
TypeFunding / Finance Company
AddressFRANKLIN, MI 48025
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address407 PRESTWICK TRL, HIGHLAND, MI 48357-4765
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000168506
DateOct 10, 2019
Book Page53364/00741
Instrument168506
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2049

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateMay 1, 2019
Property Address407 PRESTWICK TRL, HIGHLAND, MI 48357-4765
Document Number0000067861
Book / Page52786 / 00723
Map ReferenceLB 43750 PG 681-746
Instrument DateApr 15, 2019
Instrument67861
Transaction TypeTransfer
Record UpdatedJun 29, 2021
Title CompanySELECT TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,319.60
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address407 PRESTWICK TRL, HIGHLAND, MI 48357-4765

Mortgage

Document Number0000067862
DateMay 1, 2019
Instrument67862
Lender
NameHALLMARK HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2049

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
County SubdivisionHighland Charter Township
Unified School DistrictHuron Valley Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,235.00 (-17.25%) Homeowner's exemption$278,110 (+15.53%)$556,220 (+15.53%)
2024$7,535.00 (+19.24%)
2023$240,730$481,460
2021$6,319.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHIGHLAND TOWNSHIP
serves 3,837 people · EPA ID MI0003312
Water SourceGroundwater
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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