Oakland County property record for 395 Prestwick Trl, Highland, MI 48357
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2.5 ba · 3,123 sqft · built 1999 |
| Lot Size | 0.514 acres (22,390 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $625,000 (Dec 2024) |
| Tax Bill | $6,806 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Apr 2025 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | H-11-28-126-006 |
| Primary APN | H-11-28-126-006 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 3,123 sqft Living Area |
| 1st Floor Area | 2,327 sqft |
| Basement Area | 2,416 sqft |
| Finished Basement | 2,327 sqft |
| Unfinished Basement | 2,327 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Brick |
| Roof Type | Gable |
| Lot Area | 22,390 sqft (0.514 acres) |
| Terrain | Rolling |
| Garage Area | 804 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 89 sqft |
| Deck Area | 298 sqft |
| Patio Area | 426 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Street Address | 395 PRESTWICK TRL |
|---|---|
| City | HIGHLAND |
| State | MI |
| Zip | 48357-4765 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | KI |
| Legal Description | T3N, R7E, SEC 27, 28 & 29 OAKLAND COUNTY CONDOMNIUM PLAN NO 875 PRESTWICK VILLAGE UNIT 16 L 14881 P 253 8-24-94 FR 100-003 |
| Legal Range | 07E |
| Legal Township | 03N |
| Legal Section | 02 |
| Legal Subdivision | OAKLAND COUNTY CONDOMINIUM |
| Legal Unit | 16 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | HIGHLAND |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 131300 |
395 Prestwick Trl, a condominium, is owned and occupied by two individuals who acquired it in March 2026.
Source: Oakland County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 395 PRESTWICK TRL, HIGHLAND, MI 48357-4765 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 16, 2025 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 4, 2025 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY FINANCIAL CU |
| Apr 23, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| May 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| May 21, 2021 | Warranty Deed, Transfer FIDELITY NATIONAL TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 6, 2024 · Amount on File |
| Deed Sale | Dec 6, 2024 · Amount on File |
| Prior Sale | May 21, 2021 · Amount on File |
| Deed Document Number | 2024138427 |
| Deed Book / Page | 59855 / 856 |
| Last Transfer Date | Mar 9, 2026 |
| Transfer Doc | 0000054394 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 395 PRESTWICK TRL, HIGHLAND, MI 48357-4765 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Name | Verified Name |
|---|---|
| Address | 395 PRESTWICK TRL, HIGHLAND, MI 48357-4765 |
| Document Number | 0000131834 |
|---|---|
| Date | Oct 16, 2025 |
| Book Page | 60630/353 |
| Instrument | 131834 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Nov 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 395 PRESTWICK TRL, HIGHLAND, MI 48357-4765 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Name | Verified Name |
|---|---|
| Address | 395 PRESTWICK TRL, HIGHLAND, MI 48357-4765 |
| Document Number | 0000035778 |
|---|---|
| Date | Apr 4, 2025 |
| Book Page | 60099/325 |
| Instrument | 35778 |
| Name | COMMUNITY FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | PLYMOUTH, MI 48170 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Apr 23, 2026 |
| Property Address | 395 PRESTWICK TRL, HIGHLAND, MI 48357-4765 |
| Document Number | 0000054394 |
| Book / Page | 61134 / 655 |
| Instrument Date | Mar 9, 2026 |
| Instrument | 202654394 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 395 PRESTWICK TRL, HIGHLAND, MI 48357-4765 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 395 PRESTWICK TRL, HIGHLAND, MI 48357-4765 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2023 |
| Title Company | LIBERTY TITLE |
| Name | Verified Name |
|---|---|
| Address | 29128 JEFFERSON AVE, SAINT CLAIR SHORES, MI 48081-1389 |
| Document Number | 0000123663 |
|---|---|
| Date | May 11, 2021 |
| Book Page | 56218/795 |
| Instrument | 123663 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | May 21, 2021 |
| Property Address | 395 PRESTWICK TRL, HIGHLAND, MI 48357-4765 |
| Document Number | 0000134572 |
| Book / Page | 56275 / 248 |
| Map Reference | LB 437502 PG 681-746 |
| Instrument Date | Apr 9, 2021 |
| Instrument | 134572 |
| Transaction Type | Transfer |
| Record Updated | Jun 17, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $4,085.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 395 PRESTWICK TRL, 395, HIGHLAND, MI 48357-4765 |
| Name | Verified Name |
|---|---|
| Address | 395 PRESTWICK TRL, HIGHLAND, MI 48357-4765 |
The 2025 property tax bill for 395 Prestwick Trl was $6,806 with a homeowner's exemption, down 21.7% from the year before.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | Highland Charter Township |
| Unified School District | Huron Valley Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,806.00 (-21.74%) Homeowner's exemption | $303,620 | $607,240 |
| 2024 | $8,697.00 | ||
| 2023 | $262,300 | $524,600 | |
| 2021 | $6,363.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 395 Prestwick Trl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 395 Prestwick Trl is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HIGHLAND TOWNSHIP serves 3,837 people · EPA ID MI0003312 |
|---|---|
| Water Source | Groundwater |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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