407 Plainfield St, Providence, RI 02909 Property Records

Providence City property record for 407 Plainfield St, Providence, RI 02909

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,343 sqft · built 1900
Lot Size	0.102 acres (4,450 sqft)
Owner	Individual Name on File
Last Sale	$81,500 (Sep 2014)
Tax Bill	$6,888 (2025)
Deeds & Mortgages	Apr 2021 Refinance Mar 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`PROV M:107 L:304`

Property Details

APN / Parcel Number

Primary APN	`PROV M:107 L:304`
Alternative APNs	`P:1070304 L:0000` `2400`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,343 sqft Living Area
Gross Area	3,698 sqft
1st Floor Area	1,227 sqft
Basement Area	1,227 sqft
Unfinished Basement	1,227 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Mansard
Roof Material	Rolled Roofing
Lot Area	4,450 sqft (0.102 acres)
Parking Spaces	6 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	2400
Street Address	407 PLAINFIELD ST
City	PROVIDENCE
State	RI
Zip	02909-3709
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-2
Legal Lot Number	304
Jurisdiction	PROVIDENCE RI
Township / Civil Division	PROVIDENCE
Census Block Group	3
Census Block	3006
Census Tract	1601

Owner

407 Plainfield St, a duplex, is owned by an individual who bought it in September 2014.

Source: Providence City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	27 BRIDGTON CT, CRANSTON, RI 02910-5200
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance DEPARTMENT OF PLANNING & DEVELOPMENT
Mar 26, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NAMQUID FINANCIAL LLC
Apr 16, 2018	Deed of Trust, Mortgage SACHEM CAPITAL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 17, 2014 · Amount on File
Deed Sale	Sep 17, 2014 · Amount on File
Prior Sale	Sep 17, 2014 · Amount on File
Deed Book / Page	10957 / 122
Transfer Doc	010957-109
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROVIDENCE RI
Property Address	407 PLAINFIELD ST, PROVIDENCE, RI 02909-3709
Transaction Type	Mortgage
Record Updated	Dec 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	013113-175
Date	Apr 29, 2021
Book Page	13113/175
Instrument	2021285899

Lender

Name	DEPARTMENT OF PLANNING & DEVELOPMENT

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROVIDENCE RI
Property Address	407 PLAINFIELD ST, PROVIDENCE, RI 02909-3709
Transaction Type	Mortgage
Record Updated	Dec 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013069-17
Date	Mar 26, 2021
Book Page	13069/17
Instrument	2021282485

Lender

Name	NAMQUID FINANCIAL LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROVIDENCE RI
Property Address	407 PLAINFIELD ST, PROVIDENCE, RI 02909-3709
Document Number	12011-251
Instrument Date	Apr 16, 2018
Transaction Type	Mortgage
Record Updated	May 1, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1237 ELMWOOD AVE PROVIDENCE RI 029073719, PROVIDENCE, RI 02907-3719

Mortgage

Document Number	12011-251
Date	Apr 16, 2018
Book Page	012011/000251
Instrument	196939

Lender

Name	SACHEM CAPITAL CORP

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 407 Plainfield St was $6,888.

Source: Providence City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Providence City
Unified School District	Providence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,888.00	$492,000 Land $128,700 Building $363,300	$536,374
2023	$5,802.00 (+3.09%)	$316,200 (-) Land $72,400 Building $243,800
2022	$5,628.00	$316,200 Land $72,400 Building $243,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 407 Plainfield St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 407 Plainfield St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PROVIDENCE-CITY OF serves 333,142 people · EPA ID RI1592024
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 665 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T, T-Mobile.

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