397 Plainfield St, Providence, RI 02909 Property Records

Providence City property record for 397 Plainfield St, Providence, RI 02909

Property Summary

Property Type	Duplex
Details	5 bd · 2 ba · 2,170 sqft · built 1900
Lot Size	0.107 acres (4,650 sqft)
Owner	Individual Name on Record
Last Sale	$320,000 (Dec 2021)
Tax Bill	$3,203 (2025)
Deeds & Mortgages	Jul 2020 Refinance Dec 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`PROV M:107 L:306`

Property Details

APN / Parcel Number

Primary APN	`PROV M:107 L:306`
Alternative APNs	`P:1070306 L:0000` `2402`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,170 sqft Living Area
Gross Area	3,711 sqft
1st Floor Area	933 sqft
Attic	Attic
Attic Area	303 sqft
Basement Area	933 sqft
Unfinished Basement	933 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,650 sqft (0.107 acres)
Parking Spaces	6 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	2402
Street Address	397 PLAINFIELD ST
City	PROVIDENCE
State	RI
Zip	02909-3707
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-2
Legal Lot Number	306
Jurisdiction	PROVIDENCE RI
Township / Civil Division	PROVIDENCE
Census Block Group	3
Census Block	3006
Census Tract	1601

Owner

Source: Providence City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	397 PLAINFIELD ST, PROVIDENCE, RI 02909-3707
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance SANTANDER BANK NA
Dec 10, 2021	Warranty Deed, Transfer · FHA Mortgage NFM LENDING
Aug 7, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 10, 2021 · Amount on Record
Deed Sale	Dec 10, 2021 · Amount on Record
Prior Sale	Mar 30, 2001 · Amount on Record
Deed Document Number	2021307432
Deed Book / Page	13398 / 63
Transfer Doc	11796-96
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROVIDENCE RI
Property Address	397 PLAINFIELD ST, PROVIDENCE, RI 02909-3707
Transaction Type	Mortgage
Record Updated	Oct 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012786-78
Date	Jul 28, 2020
Book Page	12786/78
Instrument	2020260882

Lender

Name	SANTANDER BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2035

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PROVIDENCE RI
Recording Date	Dec 10, 2021
Property Address	397 PLAINFIELD ST, PROVIDENCE, RI 02909-3707
Document Number	0013398-63
Book / Page	13398 / 63
Instrument Date	Dec 10, 2021
Instrument	2021307432
Transaction Type	Transfer
Record Updated	Dec 21, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	397 PLAINFIELD ST, PROVIDENCE, RI 02909-3707

Mortgage

Document Number	2021307433
Date	Dec 10, 2021
Instrument	2021307433

Lender

Name	NFM LENDING
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0013398-82
Date	Dec 10, 2021
Book Page	13398/82
Instrument	2021307434

Lender

Name	RHODE ISLAND HOUSING & MTG FIN CORP

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PROVIDENCE RI
Recording Date	Aug 7, 2017
Property Address	397 PLAINFIELD ST, PROVIDENCE, RI 02909-3707
Document Number	0011796-96
Book / Page	11796 / 96
Instrument	178390
Transaction Type	Transfer
Record Updated	Oct 13, 2022

Transaction

Tax	$38.61
Amount Accuracy	Non-Arm's Length Transaction
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Providence City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Providence City
Unified School District	Providence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,203.00 (-35.66%)	$424,200 (+56.36%) Land $129,000 Building $295,200	$490,333
2023	$4,978.00 (+3.09%)	$271,300 (-) Land $72,600 Building $198,700
2022	$4,829.00	$271,300 Land $72,600 Building $198,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PROVIDENCE-CITY OF serves 333,142 people · EPA ID RI1592024
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 665 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T, T-Mobile.

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