407 Pine Brake Cir, Ridgeland, MS 39157 Property Records

Madison County property record for 407 Pine Brake Cir, Ridgeland, MS 39157

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,475 sqft · built 1994
Lot Size0.007 acres (345 sqft)
Owner2 Owner Names on Record
Tax Bill$1,065 (2025)
Deeds & MortgagesJul 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN072I-29B-086

Property Details

APN / Parcel Number

Primary APN072I-29B-086
Alternative APNs
  • 072I-29B-086/00.00
  • 16368

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area2,475 sqft Adjusted Area
1st Floor Area1,858 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialAsphalt
Lot Area345 sqft
Patio Area406 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Account Number16368
Old Parcel Number072I-29B-086/00.00
Street Address407 PINE BRAKE CIR
CityRIDGELAND
StateMS
Zip39157-4130
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 74 SHADOWOOD PART I C@125 & 345 SQ FT OFF LOT 73
Legal Range02E
Legal Township07N
Legal Section29
Legal SubdivisionSHADOWOOD PT 1
Legal Lot Number74,73
JurisdictionMADISON MS
Township / Civil Division3
Census Block Group1
Census Block1005
Census Tract30104

Owner

Source: Madison County records, as of December 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on Record
Mailing Address407 PINE BRAKE CIR, RIDGELAND, MS 39157-4130
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 25, 2010
Deed SaleJun 25, 2010
Deed Document Number0000255154
Deed Book / Page2551 / 54
Record UpdatedJun 8, 2026

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON MS
Property Address407 PINE BRAKE CIR, RIDGELAND, MS 39157-4130
Document Number0000818179
Book / Page003509 / 000886
Instrument DateJul 17, 2017
Transaction TypeMortgage
Record UpdatedAug 18, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address407 PINE BRAKE CIR RIDGELAND MS 391574130, RIDGELAND, MS 39157-4130

Mortgage

Document Number0000818179
DateAug 9, 2017
Book Page003509/000886
Instrument818179
Lender
NameRENASANT BK
TypeBank
AddressKOSCIUSKO, MS 39090
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueAug 8, 2027
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Madison County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyMadison County
MunicipalityRidgeland City
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,065.00 Homeowner's exemption$18,303 (+1.45%)$183,030 (+1.45%) Land $45,000 Building $138,030
2024$1,065.00
2023$1,065.00 Homeowner's exemption$18,041$180,410 Land $45,000 Building $135,410

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.7% of Mississippi
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF RIDGELAND
serves 24,340 people · EPA ID MS0450013
Water SourceGroundwater
Last State InspectionDec 2025
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jan 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
C Spire Wireless
Fiber
8,000 / 8,000
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: NETSPEEDMS.

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