405 Pine Brake Cir, Ridgeland, MS 39157 Property Records

Madison County property record for 405 Pine Brake Cir, Ridgeland, MS 39157

Property Summary

Property Type	Single Family Home
Details	3 bd · 7 ba · 2,187 sqft · built 1995
Lot Size	0.269 acres (11,759 sqft)
Owner	Individual Name on Record
Last Sale	$249,400 (Nov 2020)
Tax Bill	$2,717 (2025)
Deeds & Mortgages	Jun 2023 Sale Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`072I-29B-085`

Property Details

APN / Parcel Number

Primary APN	`072I-29B-085`
Alternative APNs	`072I-29B-085/00.00` `16367`

Interior

Bedrooms	3 Beds
Full Baths	7 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,187 sqft Adjusted Area
Gross Area	1,814 sqft
1st Floor Area	1,814 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Asphalt
Lot Area	11,759 sqft (0.269 acres)

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	16367
Street Address	405 PINE BRAKE CIR
City	RIDGELAND
State	MS
Zip	39157-4130
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 73 SHADOWOOD SUBDN PART I LESS 345 SQ FT
Legal Range	02E
Legal Township	07N
Legal Section	29
Legal Subdivision	SHADOWOOD PT 1
Legal Lot Number	73
Jurisdiction	MADISON MS
Township / Civil Division	3
Census Block Group	1
Census Block	1005
Census Tract	30104

Owner

Source: Madison County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	405 PINE BRAKE CIR, RIDGELAND, MS 39157-4130
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2023	Warranty Deed, Transfer
Nov 23, 2020	Warranty Deed, Transfer BANKFIRST FIN'L SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 23, 2020 · Amount on Record
Deed Sale	Nov 23, 2020 · Amount on Record
Deed Document Number	2020911466
Deed Book / Page	3950 / 16
Last Transfer Date	Aug 6, 2025
Transfer Doc	004584/642
Record Updated	Jun 8, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Jun 9, 2023
Property Address	405 PINE BRAKE CIR, RIDGELAND, MS 39157-4130
Document Number	004339/220
Book / Page	4339 / 220
Map Reference	CAB C SL 125
Instrument Date	Jun 8, 2023
Instrument	983533
Transaction Type	Transfer
Record Updated	Jul 7, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	184 STONE CREEK DR, MADISON, MS 39110-5058

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 PINE BRAKE CIR, RIDGELAND, MS 39157-4130

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Nov 23, 2020
Property Address	405 PINE BRAKE CIR, RIDGELAND, MS 39157-4130
Document Number	0000911466
Book / Page	003950 / 000016
Instrument Date	Nov 23, 2020
Instrument	911466
Transaction Type	Transfer
Record Updated	Dec 4, 2020
Title Company	BENCHMARK TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	405 PINE BRAKE CIR RIDGELAND MS 391574130, RIDGELAND, MS 39157-4130

Mortgage

Document Number	911467
Date	Nov 23, 2020
Book Page	003950/000019
Instrument	911467

Lender

Name	BANKFIRST FIN'L SVCS
Type	Funding / Finance Company
Address	COLUMBUS, MS 39703

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 22, 2050

Tax Assessment & Valuation

Source: Madison County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Municipality	Ridgeland City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,717.00	$25,215 (+5%)	$168,100 (-) Land $45,000 Building $123,100
2024	$2,717.00 (+79.81%)
2023	$1,511.00 Homeowner's exemption	$16,810 (-)	$168,100 (-) Land $45,000 Building $123,100
2022	$1,511.00 Homeowner's exemption	$16,810	$168,100 Land $45,000 Building $123,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.7% of Mississippi
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIDGELAND serves 24,340 people · EPA ID MS0450013
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: NETSPEEDMS.

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