407 Ocean One Ln, Juno Beach (North Palm Beach), FL 33408 Property Records

Palm Beach County property record for 407 Ocean One Ln, Juno Beach, FL 33408

Property Summary

Property TypeTownhouse
Details4 bd · 4.5 ba · 4,110 sqft · built 2022
Lot Size0.129 acres (5,602 sqft)
Owner2 Individual Names on Record
Last Sale$1,950,000 (Mar 2022)
Tax Bill$33,005 (2025)
Deeds & MortgagesOct 2022 Line of Credit
Mar 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN28-43-41-28-65-000-0040

Property Details

APN / Parcel Number

Primary APN28-43-41-28-65-000-0040

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Building Area4,110 sqft Living Area
ElevatorElevator

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleTownhouse
Lot Area5,602 sqft (0.129 acres)
Garage TypeAttached
Garage Area522 sqft
PorchFinished/Open Porch
Patio Area319 sqft

Location & Zoning

Street Address407 OCEAN ONE LN
CityJUNO BEACH
StateFL
Zip33408-2355
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionOCEAN ONE PUD LT 4
Legal Range43E
Legal Township41S
Legal Section28
Legal SubdivisionOCEAN ONE PUD
Legal Lot Number4
JurisdictionPALM BEACH FL
Township / Civil DivisionRIVIERA BEACH
Census Block Group4
Census Block4015
Census Tract410

Owner

Source: Palm Beach County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address407 OCEAN ONE LN, NORTH PALM BEACH, FL 33408-2355
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Oct 3, 2022Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK NA
Mar 30, 2022Special Warranty Deed, Transfer · Conventional Mortgage
CITIZENS BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 30, 2022 · Amount on Record
Deed SaleMar 30, 2022 · Amount on Record
Deed Document Number2022137034
Deed Book / Page33427 / 1358
Record UpdatedSep 20, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPALM BEACH FL
Property Address407 OCEAN ONE LN, JUNO BEACH, FL 33408-2355
Transaction TypeMortgage
Record UpdatedFeb 23, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address407 OCEAN ONE LN, PALM BEACH GARDENS, FL 33408-2355

Mortgage

Document Number0338671497
DateOct 3, 2022
Book Page33867/1497
Instrument20220400092
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueSep 26, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionPALM BEACH FL
Recording DateMar 30, 2022
Property Address407 OCEAN ONE LN, JUNO BEACH, FL 33408-2355
Document Number0334271358
Book / Page33427 / 1358
Map ReferenceMB 131 PG 37
Instrument DateMar 15, 2022
Instrument20220137034
Transaction TypeTransfer
Record UpdatedFeb 23, 2024
Title CompanyJUPITER TITLE COMPANY LLC, JUPITER TITLE CO LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$13,650.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3535 MILITARY TRL STE 101, 101, JUPITER, FL 33458-5009

Transferred To (Grantee/Buyer)

NameVerified Name
Address407 OCEAN ONE LN, JUNO BEACH, FL 33408-2355

Mortgage

Document Number0334271362
DateMar 30, 2022
Instrument33427/1362
Lender
NameCITIZENS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2052
Interest
Rate TypeAdjustable Rate
Rate2.5%
Type Change DateApr 1, 2032
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change7.5%
IndexOther
Max Rate7.5%

Tax Assessment & Valuation

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPalm Beach County
MunicipalityJuno Beach Town
Unified School DistrictPalm Beach County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$33,005.00 (+3.02%) Homeowner's exemption$1,836,892 (+5.99%)$2,992,776 (+72.68%) Building $2,992,776
2024$32,039.00 (+2.27%)
2023$31,327.00 (+451.53%) Homeowner's exemption$1,733,129 (+433.27%) Building $1,733,129$1,733,129 (+433.27%) Building $1,733,129
2022$5,680.00$325,000 Building $325,000$325,000 Building $325,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 70 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies252 units insured
incl. 182 condo units
Nearby Flood Claims9 (1983–2025)
Claims Outside the SFHA6 of 9
Most Recent ClaimOct 2025 · other causes
Claims by Event
  • Hurricane Frances, Sep 2004 · 2 claims
  • Severe Flooding, Oct 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJUPITER PUBLIC WATER SYSTEM,TOWN OF
serves 94,929 people · EPA ID FL4501491
Water SourceGroundwater
Last State InspectionDec 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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