404 Ocean One Ln, Juno Beach (North Palm Beach), FL 33408 Property Records

Palm Beach County property record for 404 Ocean One Ln, Juno Beach, FL 33408

Property Summary

Property TypeTownhouse
Details4 bd · 4 ba · 4,715 sqft · built 2022
Lot Size0.125 acres (5,454 sqft)
OwnerIndividual Name on Record
Last Sale$2,377,735 (Feb 2022)
Tax Bill$44,189 (2025)
Deeds & MortgagesJun 2023 Mortgage
Feb 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN28-43-41-28-65-000-0200

Property Details

APN / Parcel Number

Primary APN28-43-41-28-65-000-0200

Interior

Bedrooms4 Beds
Full Baths4 Baths
Stories3 Stories
Building Area4,715 sqft Living Area
Gross Area5,847 sqft
ElevatorElevator

Exterior

Year BuiltBuilt 2022
Construction TypeConcrete Block
Lot Area5,454 sqft (0.125 acres)
Patio Area319 sqft

Location & Zoning

Street Address404 OCEAN ONE LN
CityJUNO BEACH
StateFL
Zip33408-2355
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionOCEAN ONE PUD LT 20
Legal Lot Number20
JurisdictionPALM BEACH FL
Township / Civil DivisionRIVIERA BEACH
Census Block Group4
Census Block4015
Census Tract410

Owner

Source: Palm Beach County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address404 OCEAN ONE LN, NORTH PALM BEACH, FL 33408-2355
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 14, 2023Deed of Trust, Mortgage · Conventional Mortgage
ITHINK FINANCIAL CU
Feb 23, 2022Special Warranty Deed, Transfer · Conventional Mortgage
FBC MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 23, 2022 · Amount on Record
Deed SaleFeb 23, 2022 · Amount on Record
Deed Document Number20220084527
Deed Book / Page33336 / 390
Record UpdatedJun 8, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPALM BEACH FL
Property Address404 OCEAN ONE LN, JUNO BEACH, FL 33408-2355
Transaction TypeMortgage
Record UpdatedFeb 23, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address404 OCEAN ONE LN, JUNO BEACH, FL 33408-2355

Mortgage

Document Number0343731891
DateJun 14, 2023
Book Page34373/1891
Instrument20230205160
Lender
NameITHINK FINANCIAL CU
TypeCredit Union
AddressDELRAY BEACH, FL 33445
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term239 Months
DueMay 25, 2043

February 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionPALM BEACH FL
Recording DateFeb 23, 2022
Property Address404 OCEAN ONE LN, JUNO BEACH, FL 33408-2355
Document Number0333360390
Book / Page33336 / 390
Map ReferenceMB 131 PG 37
Instrument DateFeb 18, 2022
Instrument20220084527
Transaction TypeTransfer
Record UpdatedFeb 23, 2024
Title CompanyJUPITER TITLE COMPANY LLC, JUPITER TITLE CO LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$16,644.60
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3535 MILITARY TRL STE 101, 101, JUPITER, FL 33458-5009

Transferred To (Grantee/Buyer)

NameVerified Name
Address404 OCEAN ONE LN, JUNO BEACH, FL 33408-2355

Mortgage

Document Number0033336394
DateFeb 23, 2022
Instrument33336/394
Lender
NameFBC MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2052
Interest
Rate TypeAdjustable Rate
Rate2.37%
Type Change DateMar 1, 2027
Change FrequencyAnnually
Min Rate At Change2.37%
Max Rate At Change4.37%
Index1-Year CMT
Max Rate8.37%

Tax Assessment & Valuation

Source: Palm Beach County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPalm Beach County
MunicipalityJuno Beach Town
Unified School DistrictPalm Beach County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$44,189.00 (+37.61%)$2,994,450 (+72.62%) Building $2,994,450$2,994,450 (+72.62%) Building $2,994,450
2023$32,111.00 (+465.33%)$1,734,729 (+433.76%) Building $1,734,729$1,734,729 (+433.76%) Building $1,734,729
2022$5,680.00$325,000 Building $325,000$325,000 Building $325,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 70 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies252 units insured
incl. 182 condo units
Nearby Flood Claims9 (1983–2025)
Claims Outside the SFHA6 of 9
Most Recent ClaimOct 2025 · other causes
Claims by Event
  • Hurricane Frances, Sep 2004 · 2 claims
  • Severe Flooding, Oct 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJUPITER PUBLIC WATER SYSTEM,TOWN OF
serves 94,929 people · EPA ID FL4501491
Water SourceGroundwater
Last State InspectionDec 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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