407 Oak Tree Ter, Apt A, Saint Joseph, MO 64506 Property Records

Buchanan County property record for 407 Oak Tree Ter, Apt A, Saint Joseph, MO 64506

Property Summary

Property Type	Duplex
Details	2,560 sqft · built 1994
Lot Size	0.259 acres (11,265 sqft)
Owner	Company Name on File
Tax Bill	$2,337 (2025)
APN	`06-1.0-11-003-001-088.009`

Property Details

APN / Parcel Number

Primary APN	`06-1.0-11-003-001-088.009`

Interior

Building Area	2,560 sqft Base Area
1st Floor Area	2,560 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Duplex Single
Lot Area	11,265 sqft (0.259 acres)
Lot Dimensions	102 ft deep x 109 ft wide

Location & Zoning

Street Address	407 OAK TREE TER, A
City	SAINT JOSEPH
State	MO
Zip	64506-3526
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	CITY
Legal Description	SUB:OAK TREE PLACE LOT:9 BLK:0LGL DESC:S 98.5' OF LOT 9
Legal Subdivision	OAK TREE PLACE
Legal Lot Number	9
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	4
Census Block	4007
Census Tract	701

Owner

Source: Buchanan County records · APN 06-1.0-11-003-001-088.009

Assessment roll updated November 4, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	3801 CHARLES ST, SAINT JOSEPH, MO 64506-3839
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Buchanan County records · Assessment roll updated November 4, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,337.00 (+0.04%)	$32,630 (+0.99%) Land $4,850 Building $27,780	$171,710 (+1.01%) Land $25,500 Building $146,210
2024	$2,336.00 (+10.24%)
2023	$2,119.00 (-0.66%)	$32,310 (-) Land $4,850 Building $27,460	$170,000 (-) Land $25,500 Building $144,500
2022	$2,133.00	$32,310 Land $4,850 Building $27,460
2021			$170,000 Land $25,500 Building $144,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
United Electric Cooperative Fiber	1,000 / 1,000
Optimum Communications Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Mercury Broadband Fixed Wireless	150 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Based on FCC filings for 226 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.