Buchanan County property record for 405 Oak Tree Ter, Apt A, Saint Joseph, MO 64506
| Property Type | Duplex |
|---|---|
| Details | 2,560 sqft · built 1994 |
| Lot Size | 0.214 acres (9,342 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $2,337 (2025) |
| APN | 06-1.0-11-003-001-088.008 |
| Primary APN | 06-1.0-11-003-001-088.008 |
|---|
| Building Area | 2,560 sqft Base Area |
|---|---|
| 1st Floor Area | 2,560 sqft |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Duplex Single |
| Lot Area | 9,342 sqft (0.214 acres) |
| Lot Dimensions | 109 ft deep x 85 ft wide |
| Street Address | 405 OAK TREE TER, A |
|---|---|
| City | SAINT JOSEPH |
| State | MO |
| Zip | 64506-3527 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | CITY |
| Legal Description | SUB:OAK TREE PLACE LOT:8 BLK:0LGL DESC:LOT 8 AND THE 4' OF LOT 9 |
| Legal Subdivision | OAK TREE PLACE |
| Legal Lot Number | 8-9 |
| Jurisdiction | BUCHANAN MO |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 701 |
Source: Buchanan County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 3801 CHARLES ST, SAINT JOSEPH, MO 64506-3839 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Buchanan County assessment roll, as of November 4, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Buchanan County |
| Municipality | St. Joseph City |
| Unified School District | St. Joseph School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,337.00 (+0.04%) | $32,630 (+2.03%) Land $4,850 Building $27,780 | $171,710 (+2.03%) Land $25,500 Building $146,210 |
| 2024 | $2,336.00 (+11.4%) | ||
| 2023 | $2,097.00 (-0.66%) | $31,980 (-) Land $4,850 Building $27,130 | $168,300 (-) Land $25,500 Building $142,800 |
| 2022 | $2,111.00 | $31,980 Land $4,850 Building $27,130 | |
| 2021 | $168,300 Land $25,500 Building $142,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| United Fiber Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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