407 N Seminole, Clever, MO 65631 Property Records

Christian County property record for 407 N Seminole, Clever, MO 65631

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,044 sqft · built 2008
Lot Size	0.229 acres (10,004 sqft)
Owner	Individual Name on Record
Deeds & Mortgages	May 2021 Mortgage Oct 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9-0.4-20-2-1-5.076`

Property Details

APN / Parcel Number

Primary APN	`9-0.4-20-2-1-5.076`
Alternative APN	`09-0.4-20-002-001-005.076`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	2,044 sqft Adjusted Area
1st Floor Area	1,693 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Exterior Material	Combination
Foundation Type	Retaining Wall
Roof Type	Gable
Roof Material	Asbestos
Lot Area	10,004 sqft (0.229 acres)
Lot Dimensions	122 ft deep x 82 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Street Address	407 N SEMINOLE
City	CLEVER
State	MO
Zip	65631-6745
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 SOUTHWEST PLACE PH2 REPLAT LOT 4
Legal Range	23
Legal Township	27
Legal Section	20
Legal Subdivision	SOUTHWEST PLACE
Legal Phase	2
Legal Lot Number	4
Jurisdiction	CHRISTIAN MO
Township / Civil Division	LINCOLN
Census Block Group	2
Census Block	2004
Census Tract	20102

Owner

Source: Christian County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	407 N SEMINOLE, CLEVER, MO 65631-6745
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 5, 2021	Deed of Trust, Mortgage · FHA Mortgage LOANPAL LLC
Oct 15, 2025	Warranty Deed, Transfer · VA Mortgage NEWREZ LLC
Nov 4, 2019	Warranty Deed, Transfer · FHA Mortgage DAS ACQUISITION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2025
Deed Sale	Oct 15, 2025
Prior Sale	Nov 4, 2019
Deed Document Number	2025L12098
Deed Book / Page	2025 / 11948
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	407 N SEMINOLE, CLEVER, MO 65631-6745
Transaction Type	Mortgage
Record Updated	Oct 27, 2025
Title Company	NATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202108458
Date	May 5, 2021
Book Page	2021/8458
Instrument	2021L08521

Lender

Name	LOANPAL LLC
Address	ROSEVILLE, CA 95661

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Oct 15, 2025
Property Address	407 N SEMINOLE, CLEVER, MO 65631-6745
Document Number	0202511948
Book / Page	2025 / 11948
Instrument Date	Oct 9, 2025
Instrument	2025L12098
Transaction Type	Transfer
Record Updated	Oct 27, 2025
Title Company	MERIDIAN TITLE COMPANY INC, MERIDIAN TTL CO ALL BRANCHES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 N SEMINOLE, CLEVER, MO 65631-6745

Mortgage

Document Number	2025L12099
Date	Oct 15, 2025
Instrument	2025L12099

Lender

Name	NEWREZ LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Nov 4, 2019
Property Address	407 N SEMINOLE, CLEVER, MO 65631-6745
Document Number	0201914884
Book / Page	002019 / 014884
Instrument Date	Nov 1, 2019
Instrument	15028
Transaction Type	Transfer
Record Updated	Nov 19, 2019
Title Company	GREAT AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	407 N SEMINOLE CLEVER MO 656316745, CLEVER, MO 65631-6745

Mortgage

Document Number	201914885
Date	Nov 4, 2019
Book Page	002019/014885
Instrument	15029

Lender

Name	DAS ACQUISITION
Address	SAINT LOUIS, MO 63141

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 3, 2049

Tax Assessment & Valuation

Source: Christian County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Christian County
Municipality	Clever City
Unified School District	Clever R-V School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$27,740 (+6.24%)	$146,000 (+6.26%) Land $25,000 Building $121,000
2024	$26,110 (-)
2023	$26,110	$137,400 Land $25,000 Building $112,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 1, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVER PWS serves 2,139 people · EPA ID MO5010175
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Total HighSpeed Internet Solutions.

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