405 N Seminole, Clever, MO 65631 Property Records

Christian County property record for 405 N Seminole, Clever, MO 65631

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,026 sqft · built 2006
Lot Size	0.229 acres (10,004 sqft)
Owner	Company Name on Record
Deeds & Mortgages	Aug 2023 Line of Credit Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9-0.4-20-2-1-5.077`

Property Details

APN / Parcel Number

Primary APN	`9-0.4-20-2-1-5.077`
Alternative APN	`09-0.4-20-002-001-005.077`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	2,026 sqft Adjusted Area
1st Floor Area	1,618 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Exterior Material	Combination
Foundation Type	Retaining Wall
Roof Type	Hip
Roof Material	Asbestos
Lot Area	10,004 sqft (0.229 acres)
Lot Dimensions	122 ft deep x 82 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Street Address	405 N SEMINOLE
City	CLEVER
State	MO
Zip	65631-6745
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 SOUTHWEST PLACE 2ND ADD
Legal Range	23
Legal Township	27
Legal Section	20
Legal Subdivision	SOUTHWEST PLACE
Legal Lot Number	5
Jurisdiction	CHRISTIAN MO
Township / Civil Division	LINCOLN
Census Block Group	2
Census Block	2004
Census Tract	20102

Owner

Source: Christian County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4821 HIGHWAY K, BILLINGS, MO 65610-8421
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2023	Warranty Deed, Transfer · Line of Credit THE STOCKMENS BANK
Jan 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage SOUTHERN BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 11, 2023
Deed Sale	Aug 11, 2023
Prior Sale	Sep 18, 2006
Deed Document Number	2023008630
Deed Book / Page	2023 / 008630
Record Updated	Jun 8, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Aug 11, 2023
Property Address	405 N SEMINOLE, CLEVER, MO 65631-6745
Document Number	0202308630
Book / Page	2023 / 8630
Instrument Date	Aug 9, 2023
Instrument	2023L08745
Transaction Type	Transfer
Record Updated	Aug 23, 2023
Title Company	MERIDIAN TITLE COMPANY INC, MERIDIAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4821 K, BILLINGS, MO 65610

Mortgage

Document Number	2023L08746
Date	Aug 11, 2023
Instrument	2023L08746

Lender

Name	THE STOCKMENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	405 N SEMINOLE, CLEVER, MO 65631-6745
Transaction Type	Mortgage
Record Updated	Jul 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202101370
Date	Jan 22, 2021
Book Page	2021/1370
Instrument	2021L01380

Lender

Name	SOUTHERN BANK
Type	Bank
Address	POPLAR BLUFF, MO 63902

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2036

Tax Assessment & Valuation

Source: Christian County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Christian County
Municipality	Clever City
Unified School District	Clever R-V School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$26,710 (+6.16%)	$140,600 (+6.19%) Land $25,000 Building $115,600
2023	$25,160 (+8.17%)	$132,400 (+8.17%) Land $25,000 Building $107,400
2022	$23,260
2021		$122,400 Land $15,000 Building $107,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 1, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVER PWS serves 2,139 people · EPA ID MO5010175
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Total HighSpeed Internet Solutions.

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