DuPage County property record for 407 N Gary Ave, Wheaton, IL 60187
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 4,236 sqft · built 1965 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $800,000 (Apr 2022) |
| Tax Bill | $18,232 (2025) |
| Deeds & Mortgages | Jun 2026 Sale Feb 2026 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-17-225-003 |
| Primary APN | 05-17-225-003 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,236 sqft Living Area |
| Gross Area | 4,812 sqft |
| Basement Area | 1,480 sqft |
| Finished Basement | 1,480 sqft |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,504 sqft (0.31 acres) |
| Lot Dimensions | 14.4 ft deep x 9.5 ft wide |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 204 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 407 N GARY AVE |
|---|---|
| City | WHEATON |
| State | IL |
| Zip | 60187-4038 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | ELLIS RESUBDIVISION |
| Legal Subdivision | ELLIS RESUBDIVISION |
| Legal Lot Number | 2 |
| Jurisdiction | DU PAGE IL |
| Township / Civil Division | MILTON |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 842500 |
Source: DuPage County records · APN 05-17-225-003
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 407 N GARY AVE, WHEATON, IL 60187-4038 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Jun 15, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Feb 10, 2026 | Deed of Trust, Mortgage · Line of Credit DUPAGE CU |
| Apr 22, 2022 | Warranty Deed, Transfer · Conventional Mortgage PROPER RATE LLC |
| Oct 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BLUELEAF LENDING LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 22, 2022 · Amount on Record |
| Deed Sale | Apr 22, 2022 · Amount on Record |
| Prior Sale | Oct 01, 2013 · Amount on Record |
| Deed Document Number | 202240469 |
| Prior Transfer Date | Mar 17, 1997 |
| Prior Transfer Doc | 0000048770 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | Jun 15, 2026 |
| Property Address | 407 N GARY AVE, WHEATON, IL 60187-4038 |
| Document Number | 0000040162 |
| Instrument Date | Jun 09, 2026 |
| Instrument | 202640162 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Tenant |
| Address | 407 N GARY AVE, WHEATON, IL 60187-4038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 407 N GARY AVE, WHEATON, IL 60187-4038 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000008709 |
|---|---|
| Date | Feb 10, 2026 |
| Instrument | R2026-008709 |
| Name | DUPAGE CU |
|---|---|
| Type | Credit Union |
| Address | NAPERVILLE, IL 60567 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Feb 28, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | Apr 22, 2022 |
| Property Address | 407 N GARY AVE, WHEATON, IL 60187-4038 |
| Document Number | 0000040469 |
| Map Reference | DOC R63-1300 |
| Instrument Date | Jan 11, 2022 |
| Instrument | R2022-040469 |
| Transaction Type | Transfer |
| Record Updated | May 06, 2022 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $800.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 407 N GARY AVE, WHEATON, IL 60187-4038 |
| Document Number | 0000040470 |
|---|---|
| Date | Apr 22, 2022 |
| Instrument | R2022-040470 |
| Name | PROPER RATE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 407 N GARY AVE, WHEATON, IL 60187-4038 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2021 |
| Title Company | CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000127867 |
|---|---|
| Date | Oct 29, 2020 |
| Instrument | R2020-127867 |
| Name | BLUELEAF LENDING LLC |
|---|---|
| Type | Lending Institution |
| Address | CHICAGO, IL 60607 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 297 Months |
| Due | Jul 01, 2045 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3% |
Source: DuPage County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DuPage County |
| County Subdivision | Milton Township |
| Municipality | Wheaton City |
| Unified School District | Community Unit School District 200 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $18,232.00 (+2.16%) Homeowner's exemption | $309,011 (+8.46%) Land $63,063 Building $245,948 | $927,033 (+8.46%) Land $189,189 Building $737,844 |
| 2024 | $17,847.00 (+6.56%) | $284,908 (+14.96%) Land $58,144 Building $226,764 | $854,724 (+14.96%) Land $174,432 Building $680,292 |
| 2022 | $16,748.00 Homeowner's exemption | $247,840 Land $50,580 Building $197,260 | $743,520 Land $151,740 Building $591,780 |
Source: FEMA National Flood Hazard Layer as of September 1, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 67 (1978–2020) |
| Claims Outside the SFHA | 37 of 67 |
| Most Recent Claim | May 2020 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 362 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WHEATON serves 53,970 people |
|---|---|
| Water Source | Purchased surface water from DU PAGE WATER COMMISSION |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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