304 N Gary Ave, Wheaton, IL 60187 Property Records

DuPage County property record for 304 N Gary Ave, Wheaton, IL 60187

Property Summary

Property TypeSingle Family Home
Details4 bd · 4.5 ba · 5,622 sqft · built 1887
Lot Size0.36 acres (15,682 sqft)
OwnerCompany Name on File
Last Sale$815,000 (Dec 2009)
Tax Bill$23,757 (2025)
Deeds & MortgagesSep 2022 Line of Credit
Oct 2018 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN05-17-229-013

Property Details

APN / Parcel Number

Primary APN05-17-229-013

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Total Rooms13 Rooms
Stories2 Stories
Building Area5,622 sqft Living Area
Basement Area1,923 sqft
Finished Basement1,923 sqft
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1887
Effective Year BuiltEffective 1887
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area15,682 sqft (0.36 acres)
Lot Dimensions18.8 ft deep x 8.2 ft wide
View / LotCorner
Garage TypeDetached
Garage Area720 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area377 sqft
Deck AreaDeck Area
Patio Area298 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address304 N GARY AVE
CityWHEATON
StateIL
Zip60187-4918
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionCO CLKS ASSMT DIV S 1/2 NE 1/4 17 39 10 ETC /EX W 10FT FOR ALLEY/
Legal SubdivisionCO CLKS ASSMT
Legal Block6
Legal Lot Number3
JurisdictionDU PAGE IL
Township / Civil DivisionMILTON
Census Block Group1
Census Block1048
Census Tract842500

Owner

Source: DuPage County records · APN 05-17-229-013

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address304 N GARY AVE, WHEATON, IL 60187-4918
OccupancyOwner Occupied
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Sep 22, 2022Deed of Trust, Mortgage · Line of Credit
WHEATON BANK & TRUST COMPANY
Oct 12, 2018Deed of Trust, Mortgage · Line of Credit
ASSOCIATED BANK NA
Jul 08, 2020Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 02, 2009 · Amount on Record
Deed SaleDec 02, 2009 · Amount on Record
Prior SaleJul 09, 2003 · Amount on Record
Deed Document Number2009180047
Record UpdatedSep 20, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address304 N GARY AVE, WHEATON, IL 60187-4918
Transaction TypeMortgage
Record UpdatedOct 07, 2022
Title CompanyCHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000087547
DateSep 22, 2022
InstrumentR2022-087547
Lender
NameWHEATON BANK & TRUST COMPANY
TypeBank
AddressWHEATON, IL 60187
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address304 N GARY AVE, WHEATON, IL 60187-4918
Transaction TypeMortgage
Record UpdatedDec 14, 2021
Title CompanyACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000096138
DateOct 12, 2018
InstrumentR2018-096138
Lender
NameASSOCIATED BANK NA
TypeBank
AddressAURORA, IL 60506
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 02, 2048
Interest
Rate TypeAdjustable Rate
Rate5%
Change FrequencyMonthly

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address304 N GARY AVE, WHEATON, IL 60187-4918
Document Number0000075164
Instrument DateJul 08, 2020
Transaction TypeMortgage
Record UpdatedAug 10, 2020
Title CompanyRAVENSWOOD TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address304 N GARY AVE WHEATON IL 601874918, WHEATON, IL 60187-4918

Mortgage

Document Number0000075164
DateJul 15, 2020
Instrument75164
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJul 14, 2035
Interest
Rate TypeFixed Rate
Rate2.87%

Tax Assessment & Valuation

Source: DuPage County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionMilton Township
MunicipalityWheaton City
Unified School DistrictCommunity Unit School District 200 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$23,757.00 (+9.47%)$425,228 (+33.14%) Land $69,119 Building $356,109$1,275,684 (+33.14%) Land $207,357 Building $1,068,327
2022$21,702.00 Homeowner's exemption$319,380 Land $55,440 Building $263,940$958,140 Land $166,320 Building $791,820

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 1, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims67 (1978–2020)
Claims Outside the SFHA37 of 67
Most Recent ClaimMay 2020 · rainfall accumulation
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 14 claims
  • Severe Storms And Flooding, Jul 2010 · 16 claims
  • Severe Storms & Flooding, Aug 1987 · 8 claims

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: Verizon.

Based on FCC filings for 362 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemWHEATON
serves 53,970 people
Water SourcePurchased surface water from DU PAGE WATER COMMISSION
Last State InspectionJun 2024
Lead2 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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