407 N Commerce St, Aurora, IL 60504 Property Records

DuPage County property record for 407 N Commerce St, Aurora, IL 60504

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,864 sqft · built 2006
Lot Size	0.04 acres (1,742 sqft)
Owner	Individual Name on Record
Last Sale	$236,000 (Jun 2006)
Tax Bill	$8,141 (2025)
Deeds & Mortgages	May 2021 Mortgage Jun 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`07-20-212-026`

Property Details

APN / Parcel Number

Primary APN	`07-20-212-026`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,864 sqft Living Area
1st Floor Area	800 sqft
2nd Floor Area	800 sqft
Basement Area	264 sqft
Finished Basement	264 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Townhouse
Construction Type	Frame
Lot Area	1,742 sqft (0.04 acres)
Lot Dimensions	6.2 ft deep x 2.7 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	407 N COMMERCE ST
City	AURORA
State	IL
Zip	60504-6869
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	YORKSHIRE SQUARE UNIT 1 ASSMT PLAT OF LOT 19 ALL UNIT 19-108
Legal Subdivision	YORKSHIRE SQUARE UNIT 1 ASSMT PLAT
Legal Lot Number	19
Legal Unit	1,19
Jurisdiction	DU PAGE IL
Township / Civil Division	NAPERVILLE
Census Block Group	3
Census Block	3021
Census Tract	846509

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	407 N COMMERCE ST, AURORA, IL 60504-6869
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP
Jun 2, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 21, 2006 · Amount on Record
Deed Sale	Jun 21, 2006 · Amount on Record
Deed Document Number	2006118247
Last Transfer Date	May 19, 2017
Transfer Doc	0000054387
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	407 N COMMERCE ST, AURORA, IL 60504-6869
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	ACQUEST TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000069771
Date	May 4, 2021
Instrument	R2021-069771

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company
Address	DOWNERS GROVE, IL 60515

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	178 Months
Due	Mar 1, 2036

Interest

Rate Type	Fixed Rate
Rate	2.25%

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DU PAGE IL
Recording Date	Jun 2, 2017
Property Address	407 N COMMERCE ST, AURORA, IL 60504-6869
Document Number	0000054387
Instrument Date	May 19, 2017
Instrument	54387
Transaction Type	Transfer
Record Updated	Jul 4, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	407 N COMMERCE ST AURORA IL 605046869, AURORA, IL 60504-6869

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	DuPage County
County Subdivision	Naperville Township
Unified School District	Indian Prairie Community Unit School District 204 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,141.00 (+19.35%)	$119,758 (+37.1%) Land $28,622 Building $91,136	$359,274 (+37.1%) Land $85,866 Building $273,408
2022	$6,821.00 Homeowner's exemption	$87,350 Land $20,710 Building $66,640	$262,050 Land $62,130 Building $199,920

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber · DSL in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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