DuPage County property record for 397 N Commerce St, Aurora, IL 60504 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Architecture Style | Townhouse |
| Year Built | Built 2006 |
| Square Footage | 1,864 sqft Living Area |
| Lot Size | 1,307 sqft (0.03 acres) |
| Last Sale | $238,000 (2006) |
| Tax Bill | $8,478.00 (2025) |
| Primary APN | 07-20-212-028 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,864 sqft Living Area |
| 1st Floor | 800 sqft 1st Floor |
| 2nd Floor | 800 sqft 2nd Floor |
| Basement Area | 264 sqft Basement |
| Finished Basement | 264 sqft Finished |
| Stories | 2 Stories |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Townhouse Style |
| Construction Type | Frame Construction |
| Lot Area | 1,307 sqft (0.03 acres) |
| Depth X Width | 6.2 ft x 2.4 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 397 N COMMERCE ST |
|---|---|
| City | AURORA |
| State | IL |
| Zip | 60504-6601 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | YORKSHIRE SQUARE UNIT 1 ASSMT PLAT OF LOT 20 ALL UNIT 20-113 |
| Legal Subdivision | YORKSHIRE SQUARE UNIT 1 ASSMT PLAT |
| Legal Lot Number | 20 |
| Legal Unit | 1,20 |
| Jurisdiction | DU PAGE IL |
| Minor Civil Division | NAPERVILLE |
| Census Blockgroup | 3 |
| Census Block | 3021 |
| Census Tract | 846509 |
Source: DuPage County records · APN 07-20-212-028
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4513 CONCORDE PL, LISLE, IL 60532-3707 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 29, 2017 | Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM) DITECH FINANCIAL LLC |
| Mar 15, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 13, 2006 · Amount on Record |
| Deed Sale | Jul 13, 2006 · Amount on Record |
| Deed Doc Number | 2006133633 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 397 N COMMERCE ST, AURORA, IL 60504-6601 |
| Transaction Type | Mortgage |
| Record Updated | Aug 05, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000132984 |
|---|---|
| Date | Dec 29, 2017 |
| Instrument | R2017-132984 |
| Name | DITECH FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | TAMPA, FL 33607 |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.12% |
| Type Change Date | Jan 01, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 9.12% |
| Index | 1-Year LIBOR |
| Max Rate | 9.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 397 N COMMERCE ST, AURORA, IL 60504-6601 |
| Transaction Type | Mortgage |
| Record Updated | Aug 05, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000026854 |
|---|---|
| Date | Mar 15, 2022 |
| Instrument | R2022-026854 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
Source: DuPage County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Aurora City |
| County | DuPage County |
| County Subdivision | Naperville Township |
| Unified School District | Indian Prairie Community Unit School District 204 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,478.00 (+19.09%) | $116,389 (+37.09%) Land $25,253 Building $91,136 | $349,167 (+37.09%) Land $75,759 Building $273,408 |
| 2022 | $7,119.00 | $84,900 Land $18,260 Building $66,640 | $254,700 Land $54,780 Building $199,920 |
Source: FEMA National Flood Hazard Layer, DuPage County (17043C), updated September 1, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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