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407 N Cayuga St, Ithaca, NY 14850 Property Records

Tompkins County and Ithaca City property record for 407 N Cayuga St, Ithaca, NY 14850

Property Summary

Property TypeDuplex
Details6 bd · 2.5 ba · 3,023 sqft · built 1850
Lot Size0.119 acres (5,200 sqft)
OwnerCompany Name on File
Last Sale$270,000 (Jan 2013)
Tax Bill$17,268 (2025)
Deeds & MortgagesAug 2021 Refinance
Aug 2021 Refinance
+ 2 more
Flood ZoneZone X (moderate risk)
APN500700 49.-1-18

Property Details

APN / Parcel Number

Primary APN500700 49.-1-18
Alternative APN
  • 070004900000010180000000

Interior

Bedrooms6 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,023 sqft Total Area
1st Floor Area1,535 sqft
2nd Floor Area1,488 sqft

Exterior

Year BuiltBuilt 1850
Effective Year BuiltEffective 1850
Architectural StyleTraditional
Exterior MaterialWood
Lot Area5,200 sqft (0.119 acres)
Lot Dimensions100 ft deep x 52 ft wide
PorchSlab
Porch Area694 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address407 N CAYUGA ST
CityITHACA
StateNY
Zip14850-4218
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeR-3A
Legal Block1
Legal Lot Number18.000
JurisdictionTOMPKINS NY
Township / Civil DivisionITHACA
Census Block Group2
Census Block2003
Census Tract800

Owner

Source: Tompkins County and Ithaca City records · APN 500700 49.-1-18

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address407 N CAYUGA ST, ITHACA, NY 14850-4218
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Aug 25, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
ELMIRA SAVINGS BANK FSB
Aug 25, 2021Warranty Deed, Transfer · Stand-Alone Refinance
ELMIRA SAVINGS BANK FSB
Dec 15, 2020Deed of Trust, Mortgage · Conventional Mortgage
CFCU CMNTY CU
Jan 11, 2019Grant Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 10, 2013 · Amount on Record
Deed SaleJan 10, 2013 · Amount on Record
Deed Book / Page2013 / 439
Record UpdatedJun 08, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTOMPKINS NY
Property Address407 N CAYUGA ST, ITHACA, NY 14850-4218
Transaction TypeMortgage
Record UpdatedMar 12, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000009949
DateAug 25, 2021
Instrument2021-09949
Lender
NameELMIRA SAVINGS BANK FSB
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTOMPKINS NY
Recording DateAug 25, 2021
Property Address407 N CAYUGA ST, ITHACA, NY 14850-4218
Document Number9947
Instrument DateAug 20, 2021
Instrument2021-09947
Transaction TypeTransfer
Record UpdatedSep 14, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address407 N CAYUGA ST, ITHACA, NY 14850-4218

Mortgage

Document Number9949
DateAug 25, 2021
Instrument2021-09949
Lender
NameELMIRA SAVINGS BANK FSB
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTOMPKINS NY
Property Address407 N CAYUGA ST, ITHACA, NY 14850-4218
Document Number0000012724
Transaction TypeMortgage
Record UpdatedFeb 11, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address464 BROOKTONDALE RD ROCHESTER NY 14617, ROCHESTER, NY 14617

Mortgage

Document Number0000012724
DateDec 15, 2020
Instrument12724
Lender
NameCFCU CMNTY CU
TypeCredit Union
AddressSCIO, NY 14880
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 14, 2050

January 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionTOMPKINS NY
Recording DateJan 11, 2019
Property Address407 N CAYUGA ST, ITHACA, NY 14850-4218
Document Number0000000322
Instrument DateJan 11, 2019
Instrument322
Transaction TypeTransfer
Record UpdatedMar 07, 2019

Transaction

AmountAmount Recorded
Tax$199.60
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address464 BROOKTONDALE RD BROOKTONDALE NY 148179718, BROOKTONDALE, NY 14817-9718

Tax Assessment & Valuation

Source: Tompkins County and Ithaca City records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountyTompkins County
MunicipalityIthaca City
Unified School DistrictIthaca City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$17,268.00$490,000 (+3.16%) Land $37,200 Building $452,800$490,000 (+3.16%) Land $37,200 Building $452,800
2023$475,000 Land $37,200 Building $437,800$475,000 Land $37,200 Building $437,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Tompkins County (36109C), updated June 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 361090008002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Nearby Flood Policies13 in force
Nearby Flood Claims27 (1981)
Claims Outside the SFHA16 of 27
Most Recent ClaimOct 1981 · tidal / storm surge

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the De Witt Park Historic District
listed 1971 · 49 contributing resources · NRIS 71000561

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 781 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Empire Telephone Corporation/North Penn Telephone Company
Fiber		1,000 / 100
T-Mobile USA
Fixed Wireless		100 / 20

May also be available: FiberSpark, Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemITHACA CITY
serves 29,457 people
Water SourceSurface water
Last State InspectionAug 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityChlorine dioxide
resolved · Feb 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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