406 N Cayuga St, Ithaca, NY 14850 Property Records

Tompkins County and Ithaca City property record for 406 N Cayuga St, Ithaca, NY 14850

Property Summary

Property Type	Duplex
Details	4 bd · 3.5 ba · 3,498 sqft · built 1860
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on File
Last Sale	$495,000 (Nov 2004)
Tax Bill	$27,657 (2025)
Flood Zone	Zone X (moderate risk)
APN	`500700 50.-4-19`

Property Details

APN / Parcel Number

Primary APN	`500700 50.-4-19`
Alternative APN	`070005000000040190000000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,498 sqft Total Area
1st Floor Area	1,424 sqft
2nd Floor Area	1,393 sqft
Upper Floors Area	681 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1860
Effective Year Built	Effective 1860
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	198 ft deep x 66 ft wide
Garage Area	1,444 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab
Porch Area	308 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	406 N CAYUGA ST
City	ITHACA
State	NY
Zip	14850-4219
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-3A
Legal Block	4
Legal Lot Number	19.000
Jurisdiction	TOMPKINS NY
Township / Civil Division	ITHACA
Census Block Group	2
Census Block	2004
Census Tract	800

Owner

Source: Tompkins County and Ithaca City records · APN 500700 50.-4-19

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	406 N CAYUGA ST, ITHACA, NY 14850-4219
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 01, 2004 · Amount on Record
Deed Sale	Nov 01, 2004 · Amount on Record
Deed Book / Page	46356 / 2001
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Tompkins County and Ithaca City records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Tompkins County
Municipality	Ithaca City
Unified School District	Ithaca City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$27,657.00	$860,000 (+18.62%) Land $60,600 Building $799,400	$860,000 (+18.62%) Land $60,600 Building $799,400
2023		$725,000 Land $60,600 Building $664,400	$725,000 Land $60,600 Building $664,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 17, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk · 1% annual chance, depth under 1 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	27 (1981)
Claims Outside the SFHA	16 of 27
Most Recent Claim	Oct 1981 · tidal / storm surge

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Empire Telephone Corporation/North Penn Telephone Company Fiber	1,000 / 100
T-Mobile USA Fixed Wireless	100 / 20

May also be available: FiberSpark, Verizon.

Based on FCC filings for 781 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ITHACA CITY serves 29,457 people
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorine dioxide resolved · Feb 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.