Genesee County property record for 407 Main St, Fenton, MI 48430
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,920 sqft · built 1927 |
| Lot Size | 0.193 acres (8,407 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $67,600 (Jul 2010) |
| Tax Bill | $2,666 (2025) |
| Deeds & Mortgages | Dec 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 53-25-551-189 |
| Primary APN | 53-25-551-189 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,920 sqft Living Area |
| 1st Floor Area | 1,056 sqft |
| Basement Area | 1,056 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1927 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 8,407 sqft (0.193 acres) |
| Lot Dimensions | 120 ft deep x 70 ft wide |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 407 MAIN ST |
|---|---|
| City | FENTON |
| State | MI |
| Zip | 48430-2133 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MDR |
| Legal Description | E 20 FT OF LOT 8 BLK 23 AND W 50 FT OF LOT 9 BLK 23 BOOTH AND MILES NORTHERN ADDITION |
| Legal Subdivision | BOOTH AND MILES NORTHERN ADDITION |
| Legal Block | 23 |
| Legal Lot Number | 8-9 |
| Jurisdiction | GENESEE MI |
| Township / Civil Division | FENTON |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 13202 |
Source: Genesee County records, as of October 2, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 407 MAIN ST, FENTON, MI 48430-2133 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 19, 2010 · Amount on File |
| Deed Sale | Jul 19, 2010 · Amount on File |
| Prior Sale | Nov 5, 2009 · Amount on File |
| Deed Document Number | 201056066 |
| Prior Transfer Date | Dec 29, 2009 |
| Prior Transfer Doc | 0000001261 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 407 MAIN ST, FENTON, MI 48430-2133 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2023 |
| Name | Verified Name |
|---|---|
| Address | 407 MAIN ST, FENTON, MI 48430-2133 |
| Document Number | 0000061081 |
|---|---|
| Date | Dec 4, 2023 |
| Instrument | 202312040061081 |
| Name | DORT FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | GRAND BLANC, MI 48439 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Dec 1, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 12.5% |
| Max Rate | 12.5% |
Source: Genesee County assessment roll, as of October 2, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Genesee County |
| Municipality | Fenton City |
| Unified School District | Fenton Area Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $146,100 (+11.53%) | $292,200 (+11.53%) | |
| 2025 | $2,666.00 (+2.62%) Homeowner's exemption | $131,000 (+12.45%) | $262,000 (+12.45%) |
| 2024 | $2,598.00 (+25.87%) | ||
| 2023 | $116,500 | $233,000 | |
| 2019 | $2,064.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 19, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FENTON serves 11,746 people · EPA ID MI0002270 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: Surf Internet, Xfinity.
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