401 Main St, Fenton, MI 48430 Property Records

Genesee County property record for 401 Main St, Fenton, MI 48430

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,168 sqft · built 1875
Lot Size	0.165 acres (7,187 sqft)
Owner	Individual Name on File
Last Sale	$164,000 (Apr 2019)
Tax Bill	$3,910 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Apr 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`53-25-551-186`

Property Details

APN / Parcel Number

Primary APN	`53-25-551-186`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,168 sqft Living Area
1st Floor Area	832 sqft
Basement Area	832 sqft

Exterior

Year Built	Built 1875
Effective Year Built	Effective 1875
Exterior Material	Aluminum/Vinyl
Lot Area	7,187 sqft (0.165 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	401 MAIN ST
City	FENTON
State	MI
Zip	48430-2133
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Description	LOT 6 BLK 23 BOOTH AND MILES NORTHERN ADDITION
Legal Subdivision	BOOTH AND MILES NORTHERN ADDITION
Legal Block	23
Legal Lot Number	6
Jurisdiction	GENESEE MI
Township / Civil Division	FENTON
Census Block Group	2
Census Block	2032
Census Tract	13202

Owner

401 Main St is owned and occupied by an individual who bought it in April 2019.

Source: Genesee County records, as of October 2, 2026

Owner of Record	Individual Name on File
Mailing Address	401 MAIN ST, FENTON, MI 48430-2133
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2021	Deed of Trust, Mortgage QUICKEN LOANS LLC
Apr 15, 2019	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS
May 2, 2018	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 15, 2019 · Amount on File
Deed Sale	Apr 15, 2019 · Amount on File
Prior Sale	Apr 6, 2000 · Amount on File
Deed Document Number	201918802
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	401 MAIN ST, FENTON, MI 48430-2133
Transaction Type	Mortgage
Record Updated	May 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202101060001399
Date	Jan 6, 2021
Instrument	202101060001399

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Apr 15, 2019
Property Address	401 MAIN ST, FENTON, MI 48430-2133
Document Number	0000018802
Instrument Date	Apr 8, 2019
Instrument	18802
Transaction Type	Transfer
Record Updated	Apr 25, 2019
Title Company	TRANSNATION TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,410.40
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4731 TURTLE CREEK DR HOWELL MI 488437310, HOWELL, MI 48843-7310

Mortgage

Document Number	18803
Date	Apr 15, 2019
Instrument	18803

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 14, 2049

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	401 MAIN ST, FENTON, MI 48430-2133
Document Number	0000066106
Instrument Date	May 2, 2018
Transaction Type	Mortgage
Record Updated	May 25, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	401 MAIN ST FENTON MI 484302133, FENTON, MI 48430-2133

Mortgage

Document Number	0000066106
Date	May 11, 2018
Instrument	66106

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 10, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 401 Main St was $3,910, up 2.6% from the year before.

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
Municipality	Fenton City
Unified School District	Fenton Area Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$104,600 (+2.95%)	$209,200 (+2.95%)
2025	$3,910.00 (+2.6%) Homeowner's exemption	$101,600	$203,200
2024	$3,811.00
2023		$89,500	$179,000
2019	$1,675.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 401 Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 401 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FENTON serves 11,746 people · EPA ID MI0002270
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Surf Internet, Xfinity.

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