Chatham County property record for 407 Macdonald St, Pooler, GA 31322
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,414 sqft · built 2000 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $282,000 (May 2026) |
| Tax Bill | $3,198 (2025) |
| Deeds & Mortgages | May 2022 Mortgage Nov 2008 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5-0011-03-015 |
| Primary APN | 5-0011-03-015 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,414 sqft Living Area |
| 1st Floor Area | 872 sqft |
| Upper Floors Area | 456 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,276 sqft (0.19 acres) |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 148 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Street Address | 407 MACDONALD ST |
|---|---|
| City | POOLER |
| State | GA |
| Zip | 31322-2029 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | LT 13 SCOTTSDALE SUBDIVISION PH 2 |
| Legal Subdivision | DALE SUB |
| Legal Phase | 2 |
| Legal Lot Number | 13 |
| Jurisdiction | CHATHAM GA |
| Township / Civil Division | POOLER-BLOOMINGDALE |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 10811 |
Source: Chatham County records, as of July 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 407 MACDONALD ST, POOLER, GA 31322-2029 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 2, 2022 | Deed of Trust, Mortgage · VA Mortgage FLAGSTAR BANK |
| Nov 18, 2008 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| May 18, 2026 | Warranty Deed, Transfer · Conventional Mortgage BANK SOUTH MORTGAGE |
| Mar 9, 2018 | Warranty Deed, Transfer · VA Mortgage FIDELITY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 18, 2026 · Amount on Record |
| Deed Sale | May 18, 2026 · Amount on Record |
| Prior Sale | Mar 9, 2018 · Amount on Record |
| Deed Book / Page | 3983 / 50 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHATHAM GA |
| Property Address | 407 MACDONALD ST, POOLER, GA 31322-2029 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2026 |
| Name | Verified Name |
|---|---|
| Address | 407 MACDONALD ST, POOLER, GA 31322-2029 |
| Document Number | 0027890218 |
|---|---|
| Date | May 2, 2022 |
| Book Page | 0000002789/0000000218 |
| Name | FLAGSTAR BANK |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHATHAM GA |
| Property Address | 407 MACDONALD ST, POOLER, GA 31322-2029 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00346K0654 |
|---|---|
| Date | Nov 18, 2008 |
| Book Page | 346K/654 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Dec 1, 2033 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHATHAM GA |
| Recording Date | May 18, 2026 |
| Property Address | 407 MACDONALD ST, POOLER, GA 31322-2029 |
| Document Number | 3983000050 |
| Book / Page | 3983 / 50 |
| Instrument Date | May 14, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 407 MACDONALD ST, POOLER, GA 31322-2029 |
| Document Number | 3983000052, |
|---|---|
| Date | May 18, 2026 |
| Book Page | 3983/52 |
| Name | BANK SOUTH MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHATHAM GA |
| Recording Date | Mar 9, 2018 |
| Property Address | 407 MACDONALD ST, POOLER, GA 31322-2029 |
| Document Number | 0013010255 |
| Book / Page | 1301 / 255 |
| Instrument Date | Mar 9, 2018 |
| Instrument | 2018-002127 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 407 MACDONALD ST, POOLER, GA 31322-2029 |
| Document Number | 0013010256 |
|---|---|
| Date | Mar 16, 2018 |
| Book Page | 1301/256 |
| Instrument | 30913560017 |
| Name | FIDELITY BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2048 |
Source: Chatham County assessment roll, as of September 15, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Chatham County |
| Municipality | Pooler City |
| Unified School District | Chatham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,198.00 (+14.38%) | $99,800 (+14.34%) Land $17,920 Building $81,880 | $249,500 (+14.34%) Land $44,800 Building $204,700 |
| 2024 | $2,796.00 (+8.25%) | ||
| 2023 | $87,280 (+9.48%) Land $11,200 Building $76,080 | $218,200 (+9.48%) Land $28,000 Building $190,200 | |
| 2022 | $2,583.00 | $79,720 Land $11,200 Building $68,520 | $199,300 Land $28,000 Building $171,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 50 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 50 in force |
| Nearby Flood Claims | 3 (2016–2017) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Georgia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | POOLER serves 28,423 people · EPA ID GA0510001 |
|---|---|
| Water Source | Purchased surface water from SAVANNAH-I & D |
| Last State Inspection | Nov 2022 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | E. coli resolved · Dec 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ClearWave Fiber | 7,000 / 7,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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