Chatham County property record for 405 Macdonald St, Pooler, GA 31322
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,199 sqft · built 1988 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $134,900 (Feb 2020) |
| Tax Bill | $2,060 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Apr 2023 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5-0011-03-014 |
| Primary APN | 5-0011-03-014 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,199 sqft Living Area |
| 1st Floor Area | 1,199 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,841 sqft (0.18 acres) |
| Porch | Slab |
| Porch Area | 216 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Street Address | 405 MACDONALD ST |
|---|---|
| City | POOLER |
| State | GA |
| Zip | 31322-2029 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | LT 14 SCOTTSDALE SUBDIVISION PH 2 |
| Legal Subdivision | DALE SUB |
| Legal Phase | 2 |
| Legal Lot Number | 14 |
| Jurisdiction | CHATHAM GA |
| Township / Civil Division | POOLER-BLOOMINGDALE |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 10811 |
Source: Chatham County records, as of October 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 405 MACDONALD ST, POOLER, GA 31322-2029 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 11, 2026 | Deed of Trust, Mortgage · Line of Credit GEORGIA HERITAGE FEDERAL CREDIT UNION |
| Apr 12, 2023 | Deed of Trust, Mortgage · Line of Credit GEORGIA HERITAGE FEDERAL CREDIT UNION |
| Feb 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE |
| Feb 21, 2020 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 21, 2020 · Amount on Record |
| Deed Sale | Feb 21, 2020 · Amount on Record |
| Deed Document Number | 20201656 |
| Deed Book / Page | 1860 / 231 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHATHAM GA |
| Recording Date | May 11, 2026 |
| Property Address | 405 MACDONALD ST, POOLER, GA 31322-2029 |
| Document Number | 0039780095 |
| Book / Page | 3978 / 95 |
| Instrument Date | Apr 28, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 405 MACDONALD ST, POOLER, GA 31322-2029 |
| Document Number | 3978000095, |
|---|---|
| Date | May 11, 2026 |
| Book Page | 3978/95 |
| Name | GEORGIA HERITAGE FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 1, 2041 |
| Rate | 5.77% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHATHAM GA |
| Property Address | 405 MACDONALD ST, POOLER, GA 31322-2029 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 405 MACDONALD ST, POOLER, GA 31322-2029 |
| Document Number | 0030670438 |
|---|---|
| Date | Apr 12, 2023 |
| Book Page | 0000003067/0000000438 |
| Name | GEORGIA HERITAGE FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHATHAM GA |
| Property Address | 405 MACDONALD ST, POOLER, GA 31322-2029 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2021 |
| Name | Verified Name |
|---|---|
| Address | 405 MACDONALD ST, POOLER, GA 31322-2029 |
| Document Number | 0000001860/0000000233 |
|---|---|
| Date | Feb 28, 2020 |
| Book Page | 0000001860/0000000233 |
| Instrument | 032186170022 |
| Name | UNITED WHOLESALE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHATHAM GA |
| Recording Date | Feb 21, 2020 |
| Property Address | 405 MACDONALD ST, POOLER, GA 31322-2029 |
| Document Number | 0018600231 |
| Book / Page | 1860 / 231 |
| Instrument Date | Feb 21, 2020 |
| Instrument | 2020-001656 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 405 MACDONALD ST, POOLER, GA 31322-2029 |
Source: Chatham County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Chatham County |
| Municipality | Pooler City |
| Unified School District | Chatham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $67,960 (-0.23%) Land $15,680 Building $52,280 | $169,900 (-0.23%) Land $39,200 Building $130,700 | |
| 2025 | $2,060.00 (-1.53%) Homeowner's exemption | $68,120 (+15.15%) Land $15,680 Building $52,440 | $170,300 (+15.15%) Land $39,200 Building $131,100 |
| 2023 | $59,160 (-8.36%) Land $9,800 Building $49,360 | $147,900 (-8.36%) Land $24,500 Building $123,400 | |
| 2022 | $2,092.00 | $64,560 Land $9,800 Building $54,760 | $161,400 Land $24,500 Building $136,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 50 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 50 in force |
| Nearby Flood Claims | 3 (2016–2017) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 91% of Georgia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | POOLER serves 28,423 people · EPA ID GA0510001 |
|---|---|
| Water Source | Purchased surface water from SAVANNAH-I & D |
| Last State Inspection | Nov 2022 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | E. coli resolved · Dec 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ClearWave Fiber | 7,000 / 7,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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