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407 Locust St, Liberty, MO 64068 Property Records

Clay County property record for 407 Locust St, Liberty, MO 64068

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,241 sqft · built 1986
Lot Size0.49 acres (21,344 sqft)
OwnerCompany Name on File
Last Sale$548,625 (Apr 2024)
Tax Bill$4,376 (2025)
Deeds & MortgagesApr 2024 Construction Loan
Flood ZoneZone X (minimal risk)
APN14-316-00-02-034.00

Property Details

APN / Parcel Number

Primary APN14-316-00-02-034.00
Alternative APNs
  • 1431600020340001
  • 257504

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area2,241 sqft Living Area
Gross Area4,227 sqft
1st Floor Area1,318 sqft
Basement Area1,318 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Architectural StyleModern
Exterior MaterialWood Siding
Roof MaterialComposition Shingle
Lot Area21,344 sqft (0.49 acres)
Lot Dimensions160 ft deep x 45 ft wide
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces
PorchCovered Wood Porch
Deck Area239 sqft
Patio Area508 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address407 LOCUST ST
CityLIBERTY
StateMO
Zip64068-1063
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNOTTINGHAM 2ND PLAT LT 14
Legal Range32W
Legal Township51N
Legal Section12
Legal SubdivisionNOTTINGHAM 02
Legal Lot Number14
JurisdictionCLAY MO
Township / Civil DivisionLIBERTY
Census Block Group3
Census Block3010
Census Tract21404

Owner

407 Locust St is owned by a company that bought it in April 2024.

Source: Clay County records, as of May 27, 2026

Owner of RecordCompany Name on File
Mailing Address3550 LEXINGTON AVE N, 308, SAINT PAUL, MN 55126-8136
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 1, 2024 · Amount on File
Deed SaleApr 1, 2024 · Amount on File
Deed Document Number20246457
Deed Book / Page9712 / 141
Record UpdatedSep 20, 2026

April 2024: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionCLAY MO
Recording DateApr 1, 2024
Property Address407 LOCUST ST, LIBERTY, MO 64068-1063
Document Number0000006457
Book / Page9712 / 141
Instrument DateMar 27, 2024
Instrument2024006457
Transaction TypeConstruction Loan
Record UpdatedApr 10, 2024
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3550 LEXINGTON AVE N STE 308, 308, SHOREVIEW, MN 55126-8136

Mortgage

Document Number0000006458
DateApr 1, 2024
Instrument2024006458
Lender
NameKIAVI FUNDING INC
TypeMortgage Company
Agreement
TypeConstruction Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 407 Locust St was $4,376.

Source: Clay County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyClay County
MunicipalityLiberty City
Unified School DistrictLiberty 53 School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,376.00$60,900$320,526
2023$4,195.00$53,640$282,315
2019$3,482.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 407 Locust St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 10, 2018

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 407 Locust St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLIBERTY PWS
serves 30,800 people · EPA ID MO1010466
Water SourceGroundwater
Last State InspectionOct 2024
Lead5 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting23
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber		8,000 / 8,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
AT&T
DSL · Fiber in parts of the area		100 / 20

May also be available: Verizon, Wisper ISP.

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