Clay County property record for 403 Locust St, Liberty, MO 64068
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,348 sqft · built 1986 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Company Name on File |
| Last Sale | $263,800 (Jan 2022) |
| Tax Bill | $4,370 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-316-00-02-032.00 |
| Primary APN | 14-316-00-02-032.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,348 sqft Living Area |
| Gross Area | 4,496 sqft |
| 1st Floor Area | 1,878 sqft |
| Basement Area | 1,878 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Raised Ranch |
| Exterior Material | Wood Siding |
| Roof Material | Composition Shingle |
| Lot Area | 12,197 sqft (0.28 acres) |
| Lot Dimensions | 110 ft deep x 105 ft wide |
| Garage Area | 1 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Screened Porch |
| Deck Area | 221 sqft |
| Patio Area | 221 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 403 LOCUST ST |
|---|---|
| City | LIBERTY |
| State | MO |
| Zip | 64068-1063 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NOTTINGHAM 2ND PLAT LT 16 |
| Legal Range | 32W |
| Legal Township | 51N |
| Legal Section | 12 |
| Legal Subdivision | NOTTINGHAM 02 |
| Legal Lot Number | 16 |
| Jurisdiction | CLAY MO |
| Township / Civil Division | LIBERTY |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 21404 |
Source: Clay County records · APN 14-316-00-02-032.00
Assessment roll updated May 27, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 403 LOCUST ST, LIBERTY, MO 64068-1063 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Jan 19, 2022 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Jul 28, 2020 | Warranty Deed, Transfer · Conventional Mortgage US BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 19, 2022 · Amount on Record |
| Deed Sale | Jan 19, 2022 · Amount on Record |
| Prior Sale | Jul 28, 2020 · Amount on Record |
| Deed Document Number | 20222122 |
| Deed Book / Page | 9284 / 160 |
| Last Transfer Date | Apr 20, 2022 |
| Transfer Doc | 0000013033 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MO |
| Recording Date | Jan 19, 2022 |
| Property Address | 403 LOCUST ST, LIBERTY, MO 64068-1063 |
| Document Number | 0000002122 |
| Book / Page | 9284 / 160 |
| Instrument Date | Jan 13, 2022 |
| Instrument | 2022002122 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2022 |
| Title Company | MERIDIAN TITLE COMPANY INC, MERIDIAN TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 403 LOCUST ST, LIBERTY, MO 64068-1063 |
| Document Number | 0000002175 |
|---|---|
| Date | Jan 19, 2022 |
| Instrument | 2022002175 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MO |
| Recording Date | Jul 28, 2020 |
| Property Address | 403 LOCUST ST, LIBERTY, MO 64068-1063 |
| Document Number | 0000025790 |
| Book / Page | 8747 / 9 |
| Instrument Date | Jul 24, 2020 |
| Instrument | 2020025790 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2022 |
| Title Company | THOMSON AFFINITY TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 403 LOCUST ST, LIBERTY, MO 64068-1063 |
| Document Number | 0000025791 |
|---|---|
| Date | Jul 28, 2020 |
| Instrument | 2020025791 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2050 |
Source: Clay County records · Assessment roll updated May 27, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Clay County |
| Municipality | Liberty City |
| Unified School District | Liberty 53 School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,370.00 (-2%) | $60,820 (+6.66%) | $320,105 (+6.66%) |
| 2023 | $4,459.00 (+21.1%) | $57,020 | $300,105 |
| 2019 | $3,682.00 |
Source: FEMA National Flood Hazard Layer as of May 10, 2018 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 95% of the US · lower than 93% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: KC Web, Verizon, Wisper ISP.
Based on FCC filings for 244 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LIBERTY PWS serves 30,800 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 23 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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